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Balance Transfer Credit Cards
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The following balance transfer credit card offers are designed to help people consolidate their credit card debt onto one card, thus saving money on interest charges. Some of the credit card offers below even feature a low introductory 0% APR interest rate on credit card balance transfers. |
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Search through the Balance Transfer Credit Card Offers below.
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Compare offers side by side in order to determine which card is best for you.
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 Apply for the Credit Card of your choice by filling out a secure online application.
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- Click "APPLY HERE" to apply online or call 866-533-0808
- 0% intro APR until August 2011 on balance transfers, processed in as little as 48 hours
- 0% intro APR until August 2011 on purchases
- Transfer your higher-rate balances
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel & emergency assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Travel accident insurance
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% intro APR on purchases and balance transfers* |
until August 2011* |
11.90% (V)* |
None* |
Yes* |
Excellent Credit* |
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- 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based on your creditworthiness.
- This APR will vary with the market based on the Prime Rate.*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- No annual fee*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
18 months on balance transfers and 12 months on purchases* |
11.99%-19.99%* (Variable) |
$0* |
Yes* |
Excellent Credit* |
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- Get a $50 statement credit after spending $100 in retail purchases within the first 60 days of the account opening date
- Earn 3% cash back on gas, grocery, and drug store purchases for the first 6 months and 1% on all other purchases
- Redeem rewards for a check, statement credit, direct deposit or pay toward your eligible Bank of America® mortgage
- Get a 25% bonus for all cash reward redemptions of $300 or more
- Get redemptions starting at $25, with the capability to set up automatic redemption
- No limits to amount of cash back you can earn each year
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* on Purchases and qualifying Balance Transfers |
7 or 10 billing cycles* |
12.99% - 20.99% Variable* on Purchases and Balance Transfers |
None* |
Yes* |
Excellent Credit* |
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- Click "APPLY HERE" to apply online or call 866-543-0808
- 0% intro APR until August 2011 on balance transfers, processed in as little as 48 hours
- 0% intro APR until August 2011 on purchases
- Transfer your higher-rate balances
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel & emergency assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Travel accident insurance
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% intro APR on purchases and balance transfers* |
until August 2011* |
14.90% (V)* |
None* |
Yes* |
Good Credit* |
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- 0% Intro APR on balance transfer for 18 months and 0% Intro APR on Purchases for 12 months. After that, the variable APR will be 11.99% - 19.99% based on your creditworthiness.*
- $0 Liability on unauthorized purchases
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
18 months on balance transfers and 12 months on purchases* |
11.99%-19.99%* (Variable) |
$0* |
Yes* |
Excellent Credit* |
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- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%.
- This APR will vary with the market based on the Prime Rate.
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months* |
14.99%* (Variable) |
$0* |
Yes* |
Excellent Credit* |
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- 0% intro APR on Balance Transfers for 15 full months, then the Regular APR
- 0% intro APR on Purchases for 6 full months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
15 full months on Balance Transfers; 6 full months on Purchases* |
11.99% - 20.99% (Variable)* |
$0* |
Yes* |
Excellent Credit* |
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- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*
- This APR will vary with the market based on the Prime Rate.
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months on balance transfers and purchases* |
12.99%-20.99%* (Variable) |
$0* |
Yes* |
Excellent Credit* |
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- 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% variable based on your creditworthiness*.
- 2% cash back on purchases for first 6 months, 1% after that
- 5% cash back at restaurants, hotels and car rentals from 7/1/10 to 9/30/10. Earn bonus cash back on rotating categories each quarter. Enrollment required.
- Additional 5% cash back on average through Citi Bonus Cash Center®
- No annual fee*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
15 months on balance transfers* |
12.99%-20.99%* (Variable) |
$0* |
Yes* |
Excellent Credit* |
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- Get a $50 statement credit after spending $100 in retail purchases within the first 60 days of the account opening date
- Earn three points per $1 on gas, grocery and drug store purchases for the first 6 months and 1 point on all other purchases
- Redeem rewards points for cash, unrestricted travel, hotel benefits, car rentals, merchandise, unique experiences, gift certificates, and more
- Rewards start at 2,500 points
- No limit to the number of points you can earn each year
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* on Purchases and qualifying Balance Transfers |
7 or 10 billing cycles* |
12.99% - 20.99% Variable* on Purchases and Balance Transfers |
None* |
Yes* |
Excellent Credit* |
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* See the online balance transfer credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the issuer's web site.
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