Balance Transfer Credit Cards

Picking a balance transfer credit card can be confusing. But this latest listing of card offers, along with our Transfer Savings Estimator, shows how much you can save. Whether you're consolidating other credit card balances, or simply moving one balance to a new card, the Savings Estimator factors in any introductory rate, how long you'll keep the balance and any balance transfer fee. So check out this list of offers from our partners and find the one that's best for you.

See offers from our partners below.

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 APPLY ONLINE

at First Niagara's
secure site

Credit Needed
Good Credit
  • Rewards customers receive one point for each dollar of net purchases. Points can be redeemed on a variety of rewards and expire 3 months from month earned.
  • Flights, hotels, car rentals, account credits, electronics, sporting goods, gift cards, event tickets, and more
 APPLY NOW

at First Niagara's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    0% for 6 months
    Balance Transfer Fee
    4.00%
    Regular APR
    15.49% (Variable)
    Annual Fee
    $35, waived first year
    Credit Needed
    Good Credit
    Potential Savings Estimate*
 APPLY ONLINE

at KeyBank's
secure site

Credit Needed
Good Credit
  • No annual fee.
  • 0% introductory APR on purchases for six billing cycles
  • 0% introductory APR on balance transfers for six billing cycles for transfers made within 60 days of account opening
  • Earn 5 KeyBank Relationship Rewards points for every $1 in eligible purchases (with no cap)
  • Monthly reward points bonus of up to 50%
  • Offer available in states: AK, CO, ID, IN, ME, MI, NY, OH, OR, UT, VT, or WA
  • See additional KeyBank Key2More Rewards MasterCard Credit Card details
 APPLY NOW

at KeyBank's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    0% for 6 months
    Balance Transfer Fee
    4.00%
    Regular APR
    13.24%-22.24% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
 APPLY ONLINE

at PNC Bank's
secure site

Credit Needed
Good Credit
  • Introductory 0% APR on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.
  • Earn 4 points for every $1 in qualifying purchases
  • 11.99% to 21.99%, based on credit worthiness.
  • Redeem points for cash rewards, exciting merchandise, gift cards, travel and more
  • Boost Your Earning Potential with a Qualifying PNC Checking Account
  • Get a 75% bonus on the base points you earn, the best level of reward, with a PNC Virtual Wallet with Performance Select or PNC Performance Select checking account
  • Get a 50% bonus on the base points you earn with a PNC Virtual Wallet with Performance Spend or PNC Performance checking account
  • Get a 25% bonus on the base points you earn with a PNC Virtual Wallet
  • See additional PNC Points Visa details
 APPLY NOW

at PNC Bank's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    3.00%
    Regular APR
    N/A
    Annual Fee
    $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • 1.99% Intro APR on Balance Transfers and Purchases for 6 monthly billing cycles. After that, the variable APR will be 14.24% - 20.24% based on your creditworthiness.
  • Earn 1 point for every $1 in net merchandise purchases and 3 points for every $1 in interest accrued. Redeem points for Merchandise, Gift Cards, Travel, and exclusive Garfield items.
 APPLY NOW

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    1.990% for 6 months
    Balance Transfer Fee
    5.00%
    Regular APR
    N/A
    Annual Fee
    $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • Earn 10 points per $1 spent on eligible room rates as an existing Gold Key Club member, an additional 5 points per $1 spent at Drury Hotel Properties, and 1 point per $1 spent everywhere else.
  • Redeem points for free nights at participating Drury Hotels and VIP Benefits, such as best room available in booked category, early check-in and late check-out privileges, and complimentary room upgrade promotions.
  • Get Auto Rental Collision Damage Waivers and $100,000 in Travel Accident Insurance coverage.
  • Protect your account with Zero Liability Coverage.
  • No annual fee.
  • See additional Drury Gold Key Club® Credit Card details
 APPLY NOW

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    None
    Balance Transfer Fee
    5.00%
    Regular APR
    N/A
    Annual Fee
    $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
 APPLY ONLINE

at State Farm Bank's
secure site

Credit Needed
Good Credit
  • Earn 3% in State Farm Dollars on the first $4,000 of net insurance premiums payments made within the first 12 months of account opening; 1% thereafter.
  • Redeem State Farm Dollars for insurance premiums, car loans, mortgages and other products from State Farm
 APPLY NOW

at State Farm Bank's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    3.00%
    Regular APR
    13.24%-20.24%
    Annual Fee
    $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
 APPLY ONLINE

at KeyBank's
secure site

Credit Needed
Good Credit
  • No annual fee.
  • 0% introductory APR for six months on purchases and balance transfers
 APPLY NOW

at KeyBank's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    0% for the first 6 monthly billing cycles following account opening
    Balance Transfer Fee
    4.00%
    Regular APR
    12.24%-22.24% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
 APPLY ONLINE

at PNC Bank's
secure site

Credit Needed
Good Credit
  • Introductory 0% APR on balance transfers for the first 18 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.
  • Earn 4 points for every $1 in qualifying purchases. There is no limit to the number of points you can earn
  • 10.99% to 19.99%, based on credit worthiness.
  • Redeem points for cash rewards, exciting merchandise, gift cards, travel and more
  • Boost Your Earning Potential with a Qualifying PNC Checking Account
  • Earn 100 bonus points for every $2 in nonpromotional interest billed if you have a qualifying checking account balance of $500 - $1,499.99.
  • Earn 100 bonus points for every $1 in non-promotional interest billed if you have a qualifying checking account balance of $1,500 or more
  • See additional PNC Flex® Visa® details
 APPLY NOW

at PNC Bank's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    0% for 18 months
    Balance Transfer Fee
    3.00%
    Regular APR
    N/A
    Annual Fee
    $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
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