Balance Transfer Credit Cards

Picking a balance transfer credit card can be confusing. But this latest listing of card offers, along with our Transfer Savings Estimator, shows how much you can save. Whether you're consolidating other credit card balances, or simply moving one balance to a new card, the Savings Estimator factors in any introductory rate, how long you'll keep the balance and any balance transfer fee. So check out this list of offers from our partners and find the one that's best for you.

See offers from our partners below.

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 APPLY ONLINE

at First Niagara's
secure site

Credit Needed
Good Credit
  • 0% Introductory APR on Balance Transfers for 12 months
  • Online Account Access - Check your Balance, View Transactions, Make Payment and Reward Inquiries
  • No Annual Fee
  • Zero Liability - Pay only for purchases you have authorized
  • Doubles the original manufacturer's or store brand warranty for up to one year when you pay with your eligible MasterCard card
  • Minimum Credit Limit $2,000
  • See additional First Niagara Platinum MasterCard® details
 APPLY NOW

at First Niagara's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    4.00%
    Regular APR
    13.49% (Variable)
    Annual Fee
    $50, waived with checking
    Credit Needed
    Good Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Commerce Bank's
secure site

Credit Needed
Excellent Credit
  • Receive two ticket vouchers to a 2016 Royals Game when you make your first purchase within the first 90 days
  • Earn 1% cash back for every dollar in net merchandise purchases
 APPLY NOW

at Commerce Bank's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    5.00%
    Regular APR
    14.49%-20.49% (Variable)
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at UMB's
secure site

Credit Needed
Excellent Credit
  • Earn 2 points per dollar on gas, groceries, and at discount stores.*
  • Earn 1 point per dollar everywhere else and on balance transfers.*
  • Earn 1,000 bonus points with your first purchase made within 60 days of account opening.*
  • Personalize your card with a photo to make it uniquely yours
  • Fraud protection means you aren't liable for unauthorized purchases with your card
  • See additional UMB Simply Rewards™ Visa Platinum Credit Card details
 APPLY NOW

at UMB's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    3.00%
    Regular APR
    N/A
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at BMO Harris's
secure site

Credit Needed
Excellent Credit
  • Earn 2 points for every $3 of purchases
  • No point cap
  • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
  • Detailed year-end summary statement
  • Exclusive offers and experiences in your city with Priceless Cities
  • See additional BMO Harris Bank Premier Rewards MasterCard details
 APPLY NOW

at BMO Harris's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    N/A
    Balance Transfer Fee
    3.00%
    Regular APR
    N/A
    Annual Fee
    $49
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Fifth Third Bank's
secure site

Credit Needed
Good Credit
  • No Annual Fee
  • Identity Theft Resolution Services: Credit bureau notification, credit card replacement, and more
  • Cellular Phone Protection: Protection against damage to, or theft of, your eligible cell phone, as well as the first two additional phones listed on your wireless billing statement
  • See additional Fifth Third Bank Platinum MasterCard® details
 APPLY NOW

at Fifth Third Bank's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    0% for 15 months
    Balance Transfer Fee
    4.00%
    Regular APR
    11.24%-24.24% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
 APPLY ONLINE

at BMO Harris's
secure site

Credit Needed
Good Credit
  • Earn 2 points for every $3 of purchases
  • No point cap
  • MasterCard Zero Liability provides peace of mind and protection when you notify us promptly of an unauthorized purchase transaction
  • Detailed year-end summary statement
  • Exclusive offers and experiences in your city with Priceless Cities
  • See additional BMO Harris Bank Rewards MasterCard details
 APPLY NOW

at BMO Harris's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    N/A
    Balance Transfer Fee
    3.00%
    Regular APR
    N/A
    Annual Fee
    $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Regions Bank's
secure site

Credit Needed
Excellent Credit
  • Earn one point for every $1 in qualified purchases on a Regions credit card with Relationship Rewards
  • Redeem your points for gift cards, merchandise, even cash credited directly to your Regions checking account
  • $0 Liability Guarantee protects you from unauthorized purchases on your card.
  • Connect your card to your Regions Bank checking account and use it for overdraft protection.
  • Use V.me and make online purchases without having to share your full card number.
  • No annual fee.
  • See additional Regions Bank Visa® Platinum Credit Card with Rewards details
 APPLY NOW

at Regions Bank's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 7 months
    Balance Transfer Fee
    4.00%
    Regular APR
    N/A
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Cabela's
secure site

Credit Needed
Good Credit
  • 2% Points Back on Cabela's Purchases
  • 1% Points Back on Purchases Anywhere Visa credit cards are accepted
 APPLY NOW

at Cabela's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    None
    Balance Transfer Fee
    0.00%
    Regular APR
    N/A
    Annual Fee
    $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
 APPLY ONLINE

at First Niagara's
secure site

Credit Needed
Excellent Credit
  • Rewards customers receive one point for each dollar of net purchases. Points can be redeemed on a variety of rewards
  • Flights, hotels, car rentals, account credits, electronics, sporting goods, gift cards, event tickets, and more
  • 0% Introductory APR on Balance Transfers
  • Online Account Access - Check your Balance, View Transactions, Make Payment and Reward Inquiries
  • $50 annual fee waived with PinnaclePlus Checking Relationship
  • See additional First Niagara Pinnacle Platinum MasterCard® details
 APPLY NOW

at First Niagara's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    3.00%
    Regular APR
    11.24% (Variable)
    Annual Fee
    $50, waived with checking
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at PNC Bank's
secure site

Credit Needed
Good Credit
  • Introductory 0% APR on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.
  • Earn 1.75% cash back on all your net purchases for the first billing cycle after account opening.
  • 12.99% to 21.99% based on credit worthiness
  • Earn a minimum of 1.25% cash back on all your net purchases Or, earn 1.50% to 1.75% cash back on your net purchases depending on your level of spending
  • Earn same cash back rate on ALL categories, including travel, gas, groceries and more. Unlimited cash back earning potential.
  • Boost Your Earning Potential with a Qualifying PNC Checking Account
  • Earn 1.75% cash back - the best level of reward - with a PNC Virtual Wallet with Performance Select or PNC Performance Select checking account
  • Earn 1.50% cash back with a PNC Virtual Wallet with Performance Spend or PNC Performance checking account
  • See additional PNC CashBuilder Visa details
 APPLY NOW

at PNC Bank's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    3.00%
    Regular APR
    N/A
    Annual Fee
    $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
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