Balance Transfer Credit Cards

Picking a balance transfer credit card can be confusing. But this latest listing of card offers, along with our Transfer Savings Estimator, shows how much you can save. Whether you're consolidating other credit card balances, or simply moving one balance to a new card, the Savings Estimator factors in any introductory rate, how long you'll keep the balance and any balance transfer fee. So check out this list of offers from our partners and find the one that's best for you.

See offers from our partners below.

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 APPLY ONLINE

at UMB's
secure site

Credit Needed
See Terms
  • Earn 2 points per dollar on gas, groceries, and at discount stores.*
  • Earn 1 point per dollar everywhere else and on balance transfers.*
  • Earn 1,000 bonus points with your first purchase made within 60 days of account opening.*
  • Personalize your card with a photo to make it uniquely yours
  • Fraud protection means you aren't liable for unauthorized purchases with your card
  • See additional UMB Simply Rewards™ Visa Platinum Credit Card details
 APPLY NOW

at UMB's
secure site

Credit Needed
See Terms
  • Balance Transfers Intro APR
    See Terms
    Balance Transfer Fee
    3.00%
    Regular APR
    See Terms
    Annual Fee
    See Terms
    Credit Needed
    See Terms
    Potential Savings Estimate*
 APPLY ONLINE

at PNC Bank's
secure site

Credit Needed
Good Credit
  • Carry the cash back card that rewards you for your loyalty. With the PNC CashBuilder Visa credit card, maximizing your cash back is easy.
  • Earn 1.25% cash back on net purchases in the next billing cycle after you make adjusted purchases totaling any amount up to $1,999.99 in the prior billing cycle
  • Earn 1.75% cash back on net purchases in your next billing cycle after you make adjusted purchases totaling $4,000 or more in the prior billing cycle
  • Introductory 0% Annual Percentage Rate (APR) on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.
  • See additional CASH BUILDER® VISA® details
 APPLY NOW

at PNC Bank's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    3.00%
    Regular APR
    13.49%-22.49% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
 APPLY ONLINE

at State Farm Bank's
secure site

Credit Needed
Good Credit
  • Get a standard purchase APR as low as 11.74%
  • No annual fee
  • 0% introductory APR on balance transfers for 12 billing cycles
  • Get safety and security features such as lost and stolen card protection, travel accident insurance, fraud monitoring and more
  • See additional State Farm® Good Neighbor Visa® details
 APPLY NOW

at State Farm Bank's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    0% for 12 billing cycles
    Balance Transfer Fee
    3.00%
    Regular APR
    11.74% - 18.74%
    Annual Fee
    $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Regions Bank's
secure site

Credit Needed
Excellent Credit
  • Regions Relationship Rewards offers 1.5 points for every $1 in qualified purchases. Redeem points for gift cards, merchandise, or cash credited to your Regions Bank checking account.
  • Protect your items with Purchase Security. Get reimbursed or have your item replaced or repaired within 90 days of purchase if lost or damaged due to a covered reason.
  • Price Protection offers cost difference reimbursement if you find a lower price on an item purchased with your card within 60 days.
  • Visa Signature Concierge service helps you find sports and entertainment tickets, book travel, and make dinner reservations.
  • Trip Cancellation/Interruption Coverage will pay up to $5,000 if a trip booked on the card is cancelled.
  • See additional Regions Premium Visa® Signature details
 APPLY NOW

at Regions Bank's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    4.00%
    Regular APR
    12.49%-22.49% (Variable)
    Annual Fee
    Up-to $125
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at KeyBank's
secure site

Credit Needed
Good Credit
  • No annual fee.
  • 0% introductory APR on purchases for six billing cycles
  • 0% introductory APR on balance transfers for six billing cycles for transfers made within 60 days of account opening
  • Earn 5 KeyBank Relationship Rewards points for every $1 in eligible purchases (with no cap)
  • Monthly reward points bonus of up to 50%
  • Offer available in states: AK, CO, ID, IN, ME, MI, NY, OH, OR, UT, VT, or WA
  • See additional KeyBank Key2More Rewards MasterCard Credit Card details
 APPLY NOW

at KeyBank's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    0% for 6 months
    Balance Transfer Fee
    4.00%
    Regular APR
    13.49%-22.49% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
 APPLY ONLINE

at PNC Bank's
secure site

Credit Needed
Good Credit
  • Introductory 0% APR on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.
  • Earn 4 points for every $1 in qualifying purchases
  • 12.49% to 22.49%, based on credit worthiness.
  • Redeem points for cash rewards, exciting merchandise, gift cards, travel and more
  • Boost Your Earning Potential with a Qualifying PNC Checking Account
  • Get a 75% bonus on the base points you earn, the best level of reward, with a PNC Virtual Wallet with Performance Select or PNC Performance Select checking account
  • Get a 50% bonus on the base points you earn with a PNC Virtual Wallet with Performance Spend or PNC Performance checking account
  • Get a 25% bonus on the base points you earn with a PNC Virtual Wallet
  • See additional PNC points® Visa® details
 APPLY NOW

at PNC Bank's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    3.00%
    Regular APR
    12.49%-22.49% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • Earn 10 points per $1 spent on eligible room rates as an existing Gold Key Club member, an additional 5 points per $1 spent at Drury Hotel Properties, and 1 point per $1 spent everywhere else.
  • Redeem points for free nights at participating Drury Hotels and VIP Benefits, such as best room available in booked category, early check-in and late check-out privileges, and complimentary room upgrade promotions.
  • Get Auto Rental Collision Damage Waivers and $100,000 in Travel Accident Insurance coverage.
  • Protect your account with Zero Liability Coverage.
  • No annual fee.
  • See additional Drury Gold Key Club® Credit Card details
 APPLY NOW

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    None
    Balance Transfer Fee
    5.00%
    Regular APR
    16.74% (Variable)
    Annual Fee
    $0 1st year, then $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
 APPLY ONLINE

at State Farm Bank's
secure site

Credit Needed
Good Credit
  • Earn 3% in State Farm Dollars on the first $4,000 of net insurance premiums payments made within the first 12 months of account opening; 1% thereafter.
  • Redeem State Farm Dollars for insurance premiums, car loans, mortgages and other products from State Farm
 APPLY NOW

at State Farm Bank's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    3.00%
    Regular APR
    13.74%-20.74%
    Annual Fee
    $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
 APPLY ONLINE

at KeyBank's
secure site

Credit Needed
Good Credit
  • No annual fee.
  • 0% introductory APR for six months on purchases and balance transfers
 APPLY NOW

at KeyBank's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    0% for First 6 monthly billing cycles following account opening
    Balance Transfer Fee
    4.00%
    Regular APR
    12.49%-22.49% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
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