Balance Transfer Credit Cards

Picking a balance transfer credit card can be confusing. But this latest listing of card offers, along with our Transfer Savings Estimator, shows how much you can save. Whether you're consolidating other credit card balances, or simply moving one balance to a new card, the Savings Estimator factors in any introductory rate, how long you'll keep the balance and any balance transfer fee. So check out this list of offers from our partners and find the one that's best for you.

See offers from our partners below.

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 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.
  • 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking through amextravel.com.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
  • Terms and Conditions apply.
  • See additional The Amex EveryDay® Preferred Credit Card from American Express details
 APPLY NOW

at American Express's
secure site

or call American Express at
877-915-6742


Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    3.00%
    Regular APR
    13.24%-23.24% Variable
    Annual Fee
    $95
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • 4.99% APR promo balance xfer rate for 12 mos w/no balance xfer fee. After that, APR for unpaid balance + new balance xfers will be 10.24%-17.99%. APR will vary w/market based on Prime Rate. Subject to credit approval.
  • $100 bonus after spending $1,500 in purchase transactions within 3 mos of account opening.
  • Rate and offers current as of August 1, 2016 and are subject to change.
  • Absolutely No Fees, No Annual Fee, No Late Fee, No Cash Advance Fee
  • Chip Enabled for Added Security
  • Federally Insured by NCUA
  • Rates As Low As 10.24% APR
  • Must agree to receive all PenFed credit card statements electronically.
  • See additional PenFed Promise Visa® Card details
 APPLY NOW

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    4.99% for 12 months
    Balance Transfer Fee
    0.00%
    Regular APR
    See Terms
    Annual Fee
    See Terms
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • 0% APR promo balance xfer rate for 12 mos w/no balance xfer fee. After that, APR for unpaid balance + new balance xfers will be 10.24%-17.99%. APR will vary w/market based on Prime Rate. Subject to credit approval.
  • 3% balance transfer fee per transaction.
  • $100 bonus after spending $1,500 in purchase transactions within 3 months of account opening.
  • Rate and offers current as of August 1, 2016 and subject to change.
  • No annual fee, No foreign transaction fee
  • No cash advance fees
  • Chip enabled for added security
  • Federally insured by NCUA
  • See additional PenFed Gold Visa® Card details
 APPLY NOW

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    3.00%
    Regular APR
    See Terms
    Annual Fee
    See Terms
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • 4.99% APR promo balance xfer rate for 12 mos w/no balance xfer fee. After that, APR for unpaid balance + new balance xfers will be 10.24%-17.99%. APR will vary w/market based on Prime Rate. Subject to credit approval.
  • $100 bonus after spending $1,500 in purchase transactions within 3 months of account opening.
  • Rate and offers current as of August 1, 2016 and subject to change.
  • Must be in military service, the National Guard, the Reserves, Retired, or an honorably discharged Veteran of the United States military to apply.
  • 1.5% Unlimited Cash Back On All Purchases
  • No Annual or Foreign Transaction Fees, Chip Enabled for Added Security, Federally Insured by NCUA
  • No Penalty APR
  • Rates As Low As 10.24% APR
  • See additional PenFed Defender American Express® Card details
 APPLY NOW

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    4.99% for 12 months
    Balance Transfer Fee
    0.00%
    Regular APR
    See Terms
    Annual Fee
    See Terms
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • 0% APR promo balance xfer rate for 12 mos w/no balance xfer fee. After that, APR for unpaid balance + new balance xfers will be 10.24%-17.99%. APR will vary w/market based on Prime Rate. Subject to credit approval.
  • 3% balance transfer fee per transaction.
  • $100 bonus after spending $1,500 in purchase transactions within 3 months of account opening.
  • Rate and offers current as of August 1, 2016 and subject to change.
  • Visit https://penfed.org/platinum-cash-rewards-card/ for Plus qualification requirements
  • Chip Enabled for Added Security
  • Federally insured by NCUA
  • See additional PenFed Platinum Cash Rewards Visa® Card details
 APPLY NOW

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    3.00%
    Regular APR
    See Terms
    Annual Fee
    See Terms
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • 4.99% APR promo balance xfer rate for 12 mos w/no balance xfer fee. After that, APR for unpaid balance + new balance xfers will be 10.24%-17.99%. APR will vary w/market based on Prime Rate. Subject to credit approval.
  • $100 bonus after spending $1,500 in purchase transactions within 3 months of account opening.
  • Rate and offers current as of August 1, 2016 and are subject to change.
  • Must be in military service, the National Guard, the Reserves, or an honorably discharged Veteran of the United States military to apply.
  • 1.5 Unlimited Cash Back On All Purchases
  • No Annual or Foreign Transaction Fees, Chip Enabled for Added Security, Federally Insured by the NCUA
  • No Penalty APR, Rates As Low As 10.24% APR
  • See additional PenFed Defender Visa Signature® Card details
 APPLY NOW

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    4.99% for 12 months
    Balance Transfer Fee
    0.00%
    Regular APR
    See Terms
    Annual Fee
    See Terms
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Fifth Third Bank's
secure site

Credit Needed
Excellent Credit
  • Earn 2 Real Life Rewards points for every $1 spent on travel, restaurant, gas, grocery and discount store purchases and 1 point for every $1 spent on all other credit purchases.
  • Earn 1 point for every $1 spent on all other purchases
  • Pay No International Transaction Fees
  • Zero Liability
  • MasterCard Priceless Cities: VIP treatment at shows, restaurants and sporting events, reserved just for World MasterCard cardholders
  • See additional Fifth Third Bank Preferred CardSM details
 APPLY NOW

at Fifth Third Bank's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    N/A
    Balance Transfer Fee
    4.00%
    Regular APR
    14.24%-24.24% (Variable)
    Annual Fee
    $0 1st year, then $79
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at UMB's
secure site

Credit Needed
Excellent Credit
  • Choose from over 50 rewards. All better than 1% rewards cards.
  • 1.25% cash back on purchases
  • 1.35% air dollars on purchases
  • Go online to explore and choose from dozens of rewards. Set the reward for the two buttons on your ePlate. When making a purchase, push a button for the reward you want. See it light up.
  • See additional UMB Dynamics ePlate Visa Card details
 APPLY NOW

at UMB's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    3.00%
    Regular APR
    16.99%-20.99% (Variable)
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at First Niagara's
secure site

Credit Needed
Excellent Credit
  • Rewards customers receive one point for each dollar of net purchases. Points can be redeemed on a variety of rewards
  • Flights, hotels, car rentals, account credits, electronics, sporting goods, gift cards, event tickets, and more
  • 0% Introductory APR on Balance Transfers
  • Online Account Access - Check your Balance, View Transactions, Make Payment and Reward Inquiries
  • $75 annual fee waived with PinnaclePlus Checking Relationship
  • See additional First Niagara Pinnacle World MasterCard® details
 APPLY NOW

at First Niagara's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    3.00%
    Regular APR
    11.24% (Variable)
    Annual Fee
    $75, waived with checking
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at PNC Bank's
secure site

Credit Needed
Excellent Credit
  • Set spending limits and merchant category restrictions
  • Combine T&E, fleet and purchasing functions all-in-one
  • View every transaction on all your cards in real-time, 24 hours a day, any day
  • Use Reporting for budget control and faster tax preparation
  • Cash Rebates to reinvest your savings back into your business
  • Travel Rewards for any airline, no blackout dates, hotel stays, and rental cars
  • Personalize your business credit card by adding your Company Logo
  • Generous Credit Limit to meet your business needs
  • See additional PNC Bank Visa Signature® BusinessOptionsSM Card details
 APPLY NOW

at PNC Bank's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    None
    Balance Transfer Fee
    3.00%
    Regular APR
    N/A
    Annual Fee
    $0 1st year, then $500
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
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