Balance Transfer Credit Cards

Picking a balance transfer credit card can be confusing. But this latest listing of card offers, along with our Transfer Savings Estimator, shows how much you can save. Whether you're consolidating other credit card balances, or simply moving one balance to a new card, the Savings Estimator factors in any introductory rate, how long you'll keep the balance and any balance transfer fee. So check out this list of offers from our partners and find the one that's best for you.

See offers from our partners below.

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 APPLY ONLINE

at Bank of America's
secure site

Credit Needed
Excellent/Good
  • New Offer: $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen® $3 million in conjunction with its Pink Ribbon Banking credit card and checking program.
  • Susan G. Komen® has received more than $7 million from Bank of America from this program since 2009.
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.74% - 23.74% Variable APR. 3% fee (min $10) applies to balance transfers.
  • See additional Susan G. Komen® Credit Card details
 APPLY NOW

at Bank of America's
secure site

Credit Needed
Excellent/Good
  • Balance Transfers Intro APR
    0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
    Balance Transfer Fee
    3.00%
    Regular APR
    13.74% - 23.74% Variable APR on purchases and balance transfers
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
    Potential Savings Estimate*
 APPLY ONLINE

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • 0% APR promo balance xfer rate for 12 mos w/3% balance xfer fee. After that, APR for unpaid balance + new balance xfers will be 8.99%-17.99%. APR will vary w/market based on Prime Rate.
  • 3% balance transfer fee per transaction. Subject to credit approval.
  • $100 bonus after spending $1,500 in purchase transactions within 3 months of account opening.
  • Rate and offers current as of April 1, 2017 and subject to change.
  • No annual fee, No foreign transaction fee
  • No cash advance fees
  • Chip enabled for added security
  • Federally insured by NCUA
  • See additional PenFed Gold Visa® Card details
 APPLY NOW

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    3.00%
    Regular APR
    See Terms
    Annual Fee
    See Terms
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • 4.99% APR promo balance xfer rate for 12 mos w/no balance xfer fee. After that, APR for unpaid balance + new balance xfers will be 8.99% to 17.99%. APR will vary w/market based on Prime Rate. Subject to credit approval.
  • $100 bonus after spending $1,500 in purchase transactions within 3 mos of account opening.
  • Rate and offers current as of April 1, 2017 and are subject to change.
  • Absolutely No Fees, No Annual Fee, No Late Fee, No Cash Advance Fee
  • Chip Enabled for Added Security
  • Federally Insured by NCUA
  • Rates As Low As 8.99% APR
  • See additional PenFed Promise Visa® Card details
 APPLY NOW

at Pentagon FCU's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    4.99% for 12 months
    Balance Transfer Fee
    0.00%
    Regular APR
    See Terms
    Annual Fee
    See Terms
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at UMB's
secure site

Credit Needed
Excellent Credit
  • Choose from over 50 rewards. All better than 1% rewards cards.
  • 1.25% cash back on purchases
  • 1.35% air dollars on purchases
  • Go online to explore and choose from dozens of rewards. Set the reward for the two buttons on your ePlate. When making a purchase, push a button for the reward you want. See it light up.
  • See additional UMB Dynamics ePlate Visa Card details
 APPLY NOW

at UMB's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    3.00%
    Regular APR
    16.99%-20.99% (Variable)
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Commerce Bank's
secure site

Credit Needed
Excellent Credit
  • Earn 1% cash back for every dollar in net merchandise purchases
  • Earn up to an additional 2,500 bonus points every quarter with 2% & 3% Cash Back for purchases in select categories
 APPLY NOW

at Commerce Bank's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    5.00%
    Regular APR
    14.74%-20.74% (Variable)
    Annual Fee
    $0 1st year, then $0
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at PNC Bank's
secure site

Credit Needed
Good Credit
  • Carry the cash back card that rewards you for your loyalty. With the PNC CashBuilder Visa credit card, maximizing your cash back is easy.
  • Earn 1.25% cash back on net purchases in the next billing cycle after you make adjusted purchases totaling any amount up to $1,999.99 in the prior billing cycle
  • Earn 1.75% cash back on net purchases in your next billing cycle after you make adjusted purchases totaling $4,000 or more in the prior billing cycle
  • Introductory 0% Annual Percentage Rate (APR) on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.
  • See additional CASH BUILDER® VISA® details
 APPLY NOW

at PNC Bank's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    3.00%
    Regular APR
    13.74% - 22.74% Variable
    Annual Fee
    $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
 APPLY ONLINE

at State Farm Bank's
secure site

Credit Needed
Good Credit
  • Get a standard purchase APR as low as 11.74%
  • No annual fee
  • 0% introductory APR on balance transfers for 12 billing cycles
  • Get safety and security features such as lost and stolen card protection, travel accident insurance, fraud monitoring and more
  • See additional State Farm® Good Neighbor Visa® details
 APPLY NOW

at State Farm Bank's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    0% for 12 billing cycles
    Balance Transfer Fee
    3.00%
    Regular APR
    11.99% - 18.99% (Variable)
    Annual Fee
    $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Regions Bank's
secure site

Credit Needed
Excellent Credit
  • Regions Relationship Rewards offers 1.5 points for every $1 in qualified purchases. Redeem points for gift cards, merchandise, or cash credited to your Regions Bank checking account.
  • Protect your items with Purchase Security. Get reimbursed or have your item replaced or repaired within 90 days of purchase if lost or damaged due to a covered reason.
  • Price Protection offers cost difference reimbursement if you find a lower price on an item purchased with your card within 60 days.
  • Visa Signature Concierge service helps you find sports and entertainment tickets, book travel, and make dinner reservations.
  • Trip Cancellation/Interruption Coverage will pay up to $5,000 if a trip booked on the card is cancelled.
  • See additional Regions Premium Visa® Signature details
 APPLY NOW

at Regions Bank's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    4.00%
    Regular APR
    12.74% - 21.74% Variable
    Annual Fee
    Up-to $125
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at KeyBank's
secure site

Credit Needed
Good Credit
  • No annual fee.
  • 0% introductory APR on purchases for six billing cycles
  • 0% introductory APR on balance transfers for six billing cycles for transfers made within 60 days of account opening
  • Earn 5 KeyBank Relationship Rewards points for every $1 in eligible purchases (with no cap)
  • Monthly reward points bonus of up to 50%
  • Offer available in states: AK, CO, ID, IN, ME, MI, NY, OH, OR, UT, VT, or WA
  • See additional KeyBank Key2More Rewards MasterCard Credit Card details
 APPLY NOW

at KeyBank's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    0% for 6 months
    Balance Transfer Fee
    4.00%
    Regular APR
    13.74% - 22.74 Variable
    Annual Fee
    $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
 APPLY ONLINE

at PNC Bank's
secure site

Credit Needed
Good Credit
  • Introductory 0% APR on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.
  • Earn 4 points for every $1 in qualifying purchases
  • 12.74% to 22.74%, based on credit worthiness.
  • Redeem points for cash rewards, exciting merchandise, gift cards, travel and more
  • Boost Your Earning Potential with a Qualifying PNC Checking Account
  • Get a 75% bonus on the base points you earn, the best level of reward, with a PNC Virtual Wallet with Performance Select or PNC Performance Select checking account
  • Get a 50% bonus on the base points you earn with a PNC Virtual Wallet with Performance Spend or PNC Performance checking account
  • Get a 25% bonus on the base points you earn with a PNC Virtual Wallet
  • See additional PNC points® Visa® details
 APPLY NOW

at PNC Bank's
secure site

Credit Needed
Good Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    3.00%
    Regular APR
    12.74% - 22.74% Variable
    Annual Fee
    $0
    Credit Needed
    Good Credit
    Potential Savings Estimate*
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