Balance Transfer Credit Cards

Picking a balance transfer credit card can be confusing. But this latest listing of card offers, along with our Transfer Savings Estimator, shows how much you can save. Whether you're consolidating other credit card balances, or simply moving one balance to a new card, the Savings Estimator factors in any introductory rate, how long you'll keep the balance and any balance transfer fee. So check out this list of offers from our partners and find the one that's best for you.

See offers from our partners below.

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 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® points for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.74% to 23.74%, based on your creditworthiness and other factors.
  • Terms Apply.
  • See additional The Amex EveryDay® Credit Card from American Express details
 APPLY NOW

at American Express's
secure site

or call American Express at
877-217-0904


Credit Needed
Excellent/Good
  • Balance Transfers Intro APR
    0% on Balance Transfers for 12 months
    Balance Transfer Fee
    3.00%
    Regular APR
    13.74%-23.74% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
    Potential Savings Estimate*
 APPLY ONLINE

at Bank of America's
secure site

Credit Needed
Excellent/Good
  • $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • All 30 team cards are available, customized with your favorite team's colors and logo
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.74% - 23.74% variable APR. 3% fee (min $10) applies to balance transfers
  • See additional MLB™ BankAmericard Cash Rewards™ Mastercard® details
 APPLY NOW

at Bank of America's
secure site

Credit Needed
Excellent/Good
  • Balance Transfers Intro APR
    0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
    Balance Transfer Fee
    3.00%
    Regular APR
    13.74% - 23.74% Variable APR on purchases and balance transfers
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
    Potential Savings Estimate*
 APPLY ONLINE

at Discover's
secure site

Credit Needed
Excellent/Good
  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter—no sign-ups needed. Plus, 1% cash back on all your other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
  • No annual fee.
  • See additional Discover it® chrome details
 APPLY NOW

at Discover's
secure site

Credit Needed
Excellent/Good
  • Balance Transfers Intro APR
    0% for 14 months
    Balance Transfer Fee
    3.00%
    Regular APR
    11.74% - 23.74% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
    Potential Savings Estimate*
 APPLY ONLINE

at Bank of America's
secure site

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.74% - 23.74% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • See additional BankAmericard Cash Rewards™ Credit Card details
 APPLY NOW

at Bank of America's
secure site

or call Bank of America at
877-831-6028


Credit Needed
Excellent/Good
  • Balance Transfers Intro APR
    0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
    Balance Transfer Fee
    3.00%
    Regular APR
    13.74% - 23.74% Variable APR on purchases and balance transfers
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
    Potential Savings Estimate*
 APPLY ONLINE

at Barclaycard's
secure site

Credit Needed
Excellent
  • Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 days
  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
  • Points awarded in your TrueBlue account don't expire
  • Earn 5,000 bonus points every year after your account anniversary
  • 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights
  • Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
  • Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card
  • See additional JetBlue Plus Card details
 APPLY NOW

at Barclaycard's
secure site

Credit Needed
Excellent
  • Balance Transfers Intro APR
    0% for 12 months (on balance transfers made within 45 days of account opening)
    Balance Transfer Fee
    3.00%
    Regular APR
    12.74%, 20.74% or 25.74% Variable
    Annual Fee
    $99
    Credit Needed
    Excellent
    Potential Savings Estimate*
 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • Limited Time Offer: Apply by 5/3/17 – Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back.
  • Plus, earn $150 back after you spend $1,000 in purchases on your new Card within the first 3 months.
  • Everyday Cash Back: 6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 3% at U.S. gas stations; 1% on other purchases. Terms and limitations apply.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
  • $95 Annual Fee. 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.74% to 23.74%, based on your creditworthiness and other factors.
  • Terms Apply.
  • See additional Blue Cash Preferred® Card from American Express details
 APPLY NOW

at American Express's
secure site

or call American Express at
877-915-6641


Credit Needed
Excellent/Good
  • Balance Transfers Intro APR
    0% on Balance Transfers for 12 months
    Balance Transfer Fee
    3.00%
    Regular APR
    13.74%-23.74% Variable
    Annual Fee
    $95
    Credit Needed
    Excellent/Good
    Potential Savings Estimate*
 APPLY ONLINE

at Luxury Card's
secure site

Credit Needed
Excellent Credit
  • Brushed Stainless Steel/Carbon Card-Patented Design
  • Industry-Leading Rewards
  • Double Points Value When Redeemed for Airfare
  • 1% Value for Cash Back Statement Credit Redemptions
  • Luxury Card Concierge™
  • Members-Only Luxury Magazine
  • Annual Fee: $195 ($95 for each additional account)
  • See additional MasterCard® Titanium Card™ details
 APPLY NOW

at Luxury Card's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 15 months
    Balance Transfer Fee
    3.00%
    Regular APR
    15.74% Variable
    Annual Fee
    $195
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Bank of America's
secure site

Credit Needed
Excellent/Good
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen® $3 million in conjunction with its Pink Ribbon Banking credit card and checking program.
  • Susan G. Komen® has received more than $7 million from Bank of America from this program since 2009.
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.74% - 23.74% Variable APR. 3% fee (min $10) applies to balance transfers.
  • See additional Susan G. Komen® Credit Card details
 APPLY NOW

at Bank of America's
secure site

Credit Needed
Excellent/Good
  • Balance Transfers Intro APR
    0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
    Balance Transfer Fee
    3.00%
    Regular APR
    13.74% - 23.74% Variable APR on purchases and balance transfers
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
    Potential Savings Estimate*
 APPLY ONLINE

at Luxury Card's
secure site

Credit Needed
Excellent Credit
  • Stainless Steel/Carbon Card -Patented Design
  • Industry-Leading Rewards
  • Double Points Value When Redeemed for Airfare
  • 1.5% Value for Cash Back Statement Credit Redemptions
  • Luxury Card Concierge™
  • $100 Annual Airline Credit Toward Qualifying Airline Purchases
  • Members-Only Luxury Magazine and Luxury Gifts
  • Annual Fee: $495 ($195 for each additional account)
  • See additional MasterCard® Black Card™ details
 APPLY NOW

at Luxury Card's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 15 months
    Balance Transfer Fee
    3.00%
    Regular APR
    15.74% Variable
    Annual Fee
    $495
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.
  • 3x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® points for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.74% to 23.74%, based on your creditworthiness and other factors.
  • Terms Apply.
  • See additional The Amex EveryDay® Preferred Credit Card from American Express details
 APPLY NOW

at American Express's
secure site

or call American Express at
877-915-6742


Credit Needed
Excellent/Good
  • Balance Transfers Intro APR
    0% on Balance Transfers for 12 months
    Balance Transfer Fee
    3.00%
    Regular APR
    13.74%-23.74% Variable
    Annual Fee
    $95
    Credit Needed
    Excellent/Good
    Potential Savings Estimate*
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