Balance Transfer Credit Cards

The following balance transfer credit card offers from our partners are designed to help people consolidate their credit card debt onto one card, thus saving money on interest charges. Some of the credit card offers below even feature a low introductory 0% APR interest rate on credit card balance transfers.

See offers from our partners below.

 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
  • Earn Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases, 2% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and restrictions apply.
  • See additional Blue Cash Everyday® Card from American Express details
 APPLY NOW

at American Express's
secure site

--OR--

Call American Express at
877-915-6432


Credit Needed
Excellent Credit
  • Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    15 months
    Balance Transfer
    Fee
    3.00%
    Regular
    APR
    12.99% - 21.99% Variable
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Earn 10,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • Earn 20% more points: Make 20 or more purchases with your Card in a billing period and get 20% extra points on those purchases less returns and credits. Terms and limitations apply.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
  • See additional The Amex EveryDay® Credit Card from American Express details
 APPLY NOW

at American Express's
secure site

--OR--

Call American Express at
877-217-0904


Credit Needed
Excellent Credit
  • Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    15 months
    Balance Transfer
    Fee
    3.00%
    Regular
    APR
    12.99%-21.99% Variable
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Discover's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Double all the cash back you've earned at the end of your first year automatically—only for new cardmembers*
  • 5% cash back in categories that change each quarter like gas, restaurants, Amazon.com and more—up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
  • 0% intro APR on purchases & balance transfers for 12 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • New Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*
  • Free FICO® Credit Score on statements, online & by mobile app.* And 100% U.S.-based service any time.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text and never responsible for unauthorized purchases on your Discover card.
  • *See rates, rewards, free FICO® Credit Score terms & other info by clicking "Apply."
  • See additional Discover it® details
 APPLY NOW

at Discover's
secure site

--OR--

Call Discover at
877-360-3730


Credit Needed
Excellent Credit
  • Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    12 months
    Balance Transfer
    Fee
    3.00%
    Regular
    APR
    10.99% - 22.99% Variable*
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Zions Bank's
secure site

Credit Needed
Excellent Credit
  • Receive 0% intro APR for 6 months on all new purchases; 9.24%-12.24% variable APR after that
  • And 0% intro APR on balance transfers for 12 months; 9.24%-12.24% variable APR after that
  • Zions AmaZing Deals® gives you instant savings or cash back on purchases at more than 1,500 participating merchants
  • No annual fee
  • Free Mobile Fraud Alert Service
  • Free Purchase Alerts let you easily monitor your account activity
  • Customize your card with your own image or photo
  • See additional Zions Bank® AmaZing Rate® Credit Card details
 APPLY NOW

at Zions Bank's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    12 months
    Balance Transfer
    Fee
    3.00%
    Regular
    APR
    9.24-12.24% Variable APR*
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
  • See additional Blue Cash Preferred® Card from American Express details
 APPLY NOW

at American Express's
secure site

--OR--

Call American Express at
877-915-6641


Credit Needed
Excellent Credit
  • Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    15 months
    Balance Transfer
    Fee
    3.00%
    Regular
    APR
    12.99% - 21.99% Variable
    Annual
    Fee
    $75
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Barclaycard's
secure site

Credit Needed
Excellent Credit
  • No Balance Transfer Fees - start saving immediately!
  • A low variable APR on balance transfers and purchases
  • No Annual Fees
  • Choose your card benefits and features
  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
  • Learn more about personal finance from Barclaycard and other members
  • Complimentary FICO® Credit Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
  • See additional Barclaycard® Ring MasterCard® details
 APPLY NOW

at Barclaycard's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Balance Transfer
    Fee
    0.00%
    Regular
    APR
    8.00% (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Barclaycard's
secure site

Credit Needed
Good to Excellent
  • Earn 10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for a $100 cash back statement credit
  • 0% promotional APR for 6 months on ALL ticket purchases from a team ticket office. After that, a variable APR currently 14.99%, 19.99% or 24.99%, based on your credit worthiness
  • Earn 2 points per $1 on NFL or team purchases - game tickets, in-stadium and at team Pro Shops - and 1 point per $1 on all other purchases
  • 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
  • Redeem points for VIP NFL experiences, game tickets or 1% cash back statement credits beginning at 2,500 points for a $25 statement credit
  • All 32 team cards are available, customized with your favorite team's colors and logo
  • 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that a variable APR, currently 14.99%, 19.99% or 24.99%, based on your creditworthiness
  • See additional NFL Extra Points Credit Card details
 APPLY NOW

at Barclaycard's
secure site

Credit Needed
Good to Excellent
  • Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    15 months (must be completed within first forty-five days of account opening)
    Balance Transfer
    Fee
    3.00%
    Regular
    APR
    14.99%, 19.99% or 24.99%* Variable
    Annual
    Fee
    $0
    Credit Needed
    Good to Excellent
    Potential Savings Estimate*
 APPLY ONLINE

at Bank of America's
secure site

Credit Needed
Excellent/Good
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • All 30 team cards are available, customized with your favorite team's colors and logo
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • See additional MLB® BankAmericard Cash Rewards™ MasterCard® Credit Card details
 APPLY NOW

at Bank of America's
secure site

Credit Needed
Excellent/Good
  • Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    12 billing cycles for qualifying balance transfers
    Balance Transfer
    Fee
    3.00%
    Regular
    APR
    12.99% - 22.99% Variable on purchases & balance transfers
    Annual
    Fee
    $0
    Credit Needed
    Excellent/Good
    Potential Savings Estimate*
 APPLY ONLINE

at U.S. Bank's
secure site

Credit Needed
Excellent Credit
  • 5% cash back on your first $2,000 in combined net purchases2 each quarter on two categories you choose*.
  • 2% cash back on your choice of one everyday category (like gas or groceries)*.
 APPLY NOW

at U.S. Bank's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    9 billing cycles
    Balance Transfer
    Fee
    3.00%
    Regular
    APR
    12.99% - 23.99%* (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Earn 15,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • Earn 50% more points: Make 30 or more purchases with your Card in a billing period and get 50% extra points on those purchases less returns and credits. Terms and limitations apply.
  • 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking through amextravel.com.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
  • See additional The Amex EveryDay® Preferred Credit Card from American Express details
 APPLY NOW

at American Express's
secure site

--OR--

Call American Express at
877-915-6742


Credit Needed
Excellent Credit
  • Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    15 months
    Balance Transfer
    Fee
    3.00%
    Regular
    APR
    12.99%-21.99% Variable
    Annual
    Fee
    $95
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
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