Balance Transfer Credit Cards

The following balance transfer credit card offers from our partners are designed to help people consolidate their credit card debt onto one card, thus saving money on interest charges. Some of the credit card offers below even feature a low introductory 0% APR interest rate on credit card balance transfers.

See offers from our partners below.

 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
  • Earn Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases (then 1%), 2% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
  • With the Blue Cash Everyday® Card, you can start earning cash back. No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 13.24% to 22.24%, based on your creditworthiness and other factors.
  • Terms and restrictions apply.
  • See additional Blue Cash Everyday® Card from American Express details
 APPLY NOW

at American Express's
secure site

or call American Express at
877-915-6432


Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 15 months
    Balance Transfer Fee
    3.00%
    Regular APR
    13.24%-22.24% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at TD Bank's
secure site

Credit Needed
Excellent Credit
  • Earn $200 cash back when you spend $1,500 within the first 90 days of account opening*
  • 2% cash bonus on dining purchases from your local deli to fast food, coffee shops, casual restaurants and fine dining.
  • 1% on all other purchases — no categories or gimmicks — and earn points that never expire*
  • 0% introductory APR on balance transfers for 12 billing cycles and 13.24%-23.24% variable APR thereafter; based on creditworthiness.
  • There is a 4% balance transfer fee (minimum $10) for each transfer. Minimum balance transfer request amount is $250.1
  • Redeem your cash rewards for over 400 options — cash back, electronics, gift cards, travel rewards and more — starting at $25
  • No foreign transaction fees
  • No annual fee*
  • See additional TD Cash Visa® Credit Card details
 APPLY NOW

at TD Bank's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    0.00%
    Regular APR
    13.24%-23.24% (Variable)
    Annual Fee
    $0*
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Barclaycard's
secure site

Credit Needed
Excellent Credit
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% intro APR for the first 12 months on purchases. Plus, you'll get 0% introductory APR for the first 12 months on balance transfers made within 45 days of account opening.
  • After that a variable APR will apply, currently 15.24%, 19.24% or 23.24%, depending on your creditworthiness
  • No annual fee
  • See additional Barclaycard CashForward™ World MasterCard® details
 APPLY NOW

at Barclaycard's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 12 months (must be completed within first forty-five days of account opening)
    Balance Transfer Fee
    3.00%
    Regular APR
    15.24%, 19.24% or 23.24%* Variable
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Webster Bank's
secure site

Credit Needed
Excellent Credit
  • Earn 1 point for every net $1 you spend
  • Plus, get 25% more on all points earned every month, automatically*
  • No caps or limits on points earned
  • $25 cash back after your first purchase
  • Redemption starts at 2,500 points for $25 cash back or redeem 25,000 points for round-trip airfare for a ticket up to $325
  • Travel Assistance - To replace lost travel tickets, obtain medical and legal referrals
  • Extended Warranty Coverage - Double the manufacturer's warranty (up to one year)
  • Net purchases are purchases minus credits and returns
  • See additional Webster Bank Visa® Bonus Rewards Card details
 APPLY NOW

at Webster Bank's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0%* for 6 billing cycles*
    Balance Transfer Fee
    3.00%
    Regular APR
    12.24% - 23.24%* (Variable)
    Annual Fee
    $0*
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Earn 10,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • Earn 20% more points: Make 20 or more purchases with your Card in a billing period and get 20% extra points on those purchases less returns and credits. Terms and limitations apply.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 13.24% to 22.24%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
  • See additional The Amex EveryDay® Credit Card from American Express details
 APPLY NOW

at American Express's
secure site

or call American Express at
877-217-0904


Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 15 months
    Balance Transfer Fee
    3.00%
    Regular APR
    13.24%-22.24% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at BB&T 's
secure site

Credit Needed
Excellent
  • With BB&T's lowest annual percentage rate (APR), the BB&T Bright card makes it simple to save money by paying less interest.
  • 0.00% introductory Annual Percentage Rate (APR) on purchases and balance transfers for 15 months. After that, your APR will be between 8.40% and 17.40%.
  • No annual fee. See credit card disclosure for other fees that may apply.
  • Zero liability on unauthorized purchases
  • Warranty manager service and purchase security
  • Travel and emergency assistance services
  • Travel accident insurance
  • See additional BB&T Bright® Card details
 APPLY NOW

at BB&T 's
secure site

Credit Needed
Excellent
  • Balance Transfers Intro APR
    0.00% for 15 Months
    Balance Transfer Fee
    3.00%
    Regular APR
    8.40% - 17.40%
    Annual Fee
    $0
    Credit Needed
    Excellent
    Potential Savings Estimate*
 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
  • Earn Cash Back: 6% U.S. supermarkets up to $6,000 per year in purchases (then 1%), 3% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
  • With the Blue Cash Preferred® Card, you can start earning cash back. No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 13.24% to 22.24%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
  • See additional Blue Cash Preferred® Card from American Express details
 APPLY NOW

at American Express's
secure site

or call American Express at
877-915-6641


Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 15 months
    Balance Transfer Fee
    3.00%
    Regular APR
    13.24%-22.24% Variable
    Annual Fee
    $75
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Discover's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • We'll double all the cash back you've earned at the end of your first year. So if you earned $101 cash back, we'll double it to $202—Automatically. Only for new cardmembers.*
  • 5% cash back in categories that change each quarter like gas, restaurants, home improvement stores and more—up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
  • 0% intro APR* on purchases & balance transfers for 12 months—then a variable purchase APR applies, currently 11.24% - 23.24%. A 3% fee applies to each transferred balance.
  • Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.* Plus get 100% U.S.-based service.
  • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.*
  • No annual fee.* No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text and you're never responsible for unauthorized purchases on your Discover card.
  • Click "Apply Now". *See rates, rewards, FICO® Credit Score terms & other information.
  • See additional Discover it® details
 APPLY NOW

at Discover's
secure site

or call Discover at
877-360-3730


Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0% for 12 months
    Balance Transfer Fee
    3.00%
    Regular APR
    11.24% - 23.24% Variable*
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Barclaycard's
secure site

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • Earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR will apply, currently 16.24% or 20.24%, depending on your creditworthiness.
  • Complimentary online FICO® Credit Score access for Barclaycard Arrival cardmembers
  • See additional Barclaycard Arrival Plus™ World Elite MasterCard® details
 APPLY NOW

at Barclaycard's
secure site

or call Barclaycard at
866-233-1820


Credit Needed
Excellent/Good
  • Balance Transfers Intro APR
    0% for 12 months (must be completed within first forty-five days of account opening)
    Balance Transfer Fee
    3.00%
    Regular APR
    16.24% or 20.24%* Variable
    Annual Fee
    $89 - Waived first year
    Credit Needed
    Excellent/Good
    Potential Savings Estimate*
 APPLY ONLINE

at Barclaycard's
secure site

Credit Needed
Good to Excellent
  • Earn 10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for $100 cash back
  • 20% off purchases at NFLShop.com - that's $20 off every $100 you spend
  • 0% promotional APR for 6 months on eligible NFL ticket purchases. After that a variable APR will apply, currently 15.24%, 20.24% or 25.24%, based on your credit worthiness
  • Earn 2 points per $1 on NFL or team purchases - game tickets, in-stadium and at team Pro Shops - and 1 point per $1 on all other purchases
  • Redeem points for VIP NFL experiences, game tickets or 1% cash back beginning at 2,500 points for $25
  • All 32 team cards are available, customized with your favorite team's colors and logo
  • 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that a variable APR will apply, currently 15.24%, 20.24% or 25.24%, based on your credit worthiness.
  • See additional NFL Extra Points Credit Card details
 APPLY NOW

at Barclaycard's
secure site

Credit Needed
Good to Excellent
  • Balance Transfers Intro APR
    0% for 15 months (must be completed within first forty-five days of account opening)
    Balance Transfer Fee
    3.00%
    Regular APR
    15.24%, 20.24% or 25.24%* Variable
    Annual Fee
    $0
    Credit Needed
    Good to Excellent
    Potential Savings Estimate*
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