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Balance Transfer Credit Cards |
The following balance transfer credit card offers are designed to help people consolidate their credit card debt onto one card, thus saving money on interest charges. Some of the credit card offers below even feature a low introductory 0% APR interest rate on credit card balance transfers.
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Blue from American Express® |

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- 0% APR on purchases for up to 12 months
- No Annual Fee
- Balance transfer requests submitted on application receive APR of 2.99% for 12 months*. Then, the standard APR for purchases will apply
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Membership Rewards Express® program
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 12 months* |
as low as 11.49%* |
None* |
Yes* |
Excellent Credit* |
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Disney Rewards Visa® Card from Chase |

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- Earn 1% in Disney Dream Reward DollarsSM for every dollar you spend*
- 0% intro APR for up to 12 months*
- 0% vacation financing*
- No block-out dates*
- No annual fee*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months* |
as low as 9.99%* |
None* |
Yes* |
Excellent Credit* |
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Blue Cash® from American Express |

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- Earn up to 5% cash back on everyday purchases - even gas!
- No Annual Fee
- 0% Intro APR for 12 months on purchases
- Low Balance Transfer APR - 2.99% for 12 months*
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months* |
as low as 12.49%* |
None* |
Yes* |
Excellent Credit* |
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Bank of America® Accelerated RewardsTM American Express® Card |

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- Earn rewards faster with 1.25 points for every net retail purchase dollar
- 0% Intro APR on retail purchases for 6 months*; 0% Intro APR on balance transfers for your first 12 billing cycles*
- No Annual Fee and flexibility to pay over time
- Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates
- Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
- Free 24/7 Concierge Service
- Access to more than 2,200 American Express Travel Services locations worldwide to help you
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months for retail purchases* |
Between P+4.9% and P+12.99%* |
None* |
Yes* |
Good Credit* |
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Chase TravelPlus Visa® Card |

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- Earn miles that can be redeemed for a variety of travel rewards including airline tickets, hotel stays, cruises, and car rentals.
- Travel domestically or internationally with no blackout dates.
- Earn 2 miles per $1 on travel purchases
- Earn 1 mile per $1 on all other purchases
- Intro 0% Fixed APR for up to 12 months on new purchases and balance transfers
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months* |
as low as 9.99%* |
None* |
Yes* |
Good Credit* |
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Bank of America World MasterCard® with WorldPointsTM |

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- 0% Intro APR on retail purchases for your first 6 billing cycles*
- Earn 1 Points for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates, and more.
- No Annual Fee
- Online account access and Points management
- Access to the MyConcierge sm service, a unique personal assistance service
- Absolute Fraud Protection
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months for retail purchases* |
Between P+4.9% and P+12.99%* |
None* |
Yes* |
Good Credit* |
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Citi® Diamond Preferred® Rewards Card |

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- 0% APR* on balance transfers for up to 12 months
- 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
- No annual fee and FREE rewards program
- Citi® Identity Theft Solutions
- Price Protection Program
- $0 Liability on unauthorized purchases
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers* |
up to 12 months* |
as low as 10.24%* |
None* |
Yes* |
Good Credit* |
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Bank of America Visa Signature® WorldPointsTM Rewards |

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- 0% Intro APR on balance transfers for your first 15 billing cycles
- Earn 1 Point for every dollar you spend in net retail purchases
- Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
- No Annual Fee
- Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers* |
15 months and a $25 statement credit* |
9.99% / 15.99%* |
None* |
Yes* |
Good Credit* |
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Bank of America WorldPoints® Platinum Plus® Visa® Credit Card |

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- No annual fee
- Absolute Fraud Protection
- Online access and 24-hour service
- Access to MyConciergeSM service, a unique personal assistance service
- Introductory 0% APR for 6 months for Retail Purchases*
- Introductory 0% APR on Balance Transfers through your first twelve billing cycles*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months for retail purchases* |
between P+4.9% and P+12.99%* |
None* |
Yes* |
Good Credit* |
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Discover® Motiva Card |

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- Double Cashback Bonus on grocery store purchases in November and December*
- 5% to 20%Cashback Bonus® at top online retailers*
- Up to 1% unlimited Cashback Bonus on all other purchases
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- Free payment by phone or online - even on your payment due date
- Choose a payment due date that meets your needs
- Online Account Access
- Online Bill Payment
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 3.99%* |
6 months on Purchases & 12 months on Balance Transfers* |
10.99% - 18.99%* |
None* |
Yes* |
Excellent Credit* |
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Balance Transfer Credit Cards for Business |
Own a small business? The following business balance transfer credit card offers are designed to help people consolidate their credit card debt onto one card, thus saving money on interest charges. Some of the credit card offers below even feature a low introductory 0% APR interest rate on credit card balance transfers.
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Advanta Platinum BusinessCard with Unlimited Rewards |

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- Click "APPLY HERE" to apply online or call 1-800-259-3284
- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
- 7.99% Variable APR (based on Prime) on Purchases
- New! Unlimited Rewards* - Earn cash back, travel, merchandise and more, 1 point for every dollar in purchases, No blackout dates on air travel
- No Annual Fee and No Limit on the points you can earn
- Get employee cards with no fee and set monthly spending limits per user
- $0 Fraud Liability
- Personalized card - your company name at the top of the card
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers* |
15 months* |
7.99%* |
None* |
Yes* |
Good Credit* |
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CitiBusiness® Card |

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- $25 Statement Credit after $250 in purchases*
- 0% APR on purchases for 12 months*
- No annual fee
- Additional cards for employees with credit limits you set
- Quarterly and annual account summaries
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months* |
7.99%* |
None* |
N/A* |
Good Credit* |
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CitiBusiness® Card with ThankYou® Network |

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- 10,000 ThankYou® Points after $250 in purchases, redeemable for a $100 gift card*
- 0% APR on purchases for 12 months*
- 3 ThankYou Points for each dollar spent on eligible purchases at certain office supply merchants and on professional services.*
- 1 ThankYou Point for every dollar you spend on other purchases.*
- Earn up to 100,00 point per calendar year.
- Additional cards for employees with credit limits you set.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months* |
9.99%* |
None* |
N/A* |
Good Credit* |
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Discover® Business Cashback Card |

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- 0% Intro APR* on Card Purchases for 12 months*
- Earn $100 Cashback Bonus when you apply now*
- 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
- No Annual Fee
- Fee-free Purchasechecks that earn Cashback Bonus® to pay merchants who don't accept credit cards
- Free employee cards with customizable limits and monthly reporting on their spending
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months * |
13.99%* |
None* |
Yes* |
Good Credit* |
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* See the online balance transfer credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the issuer's web site.
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