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Thursday, October 23rd 2014

Balance Transfer Credit Cards

The following balance transfer credit card offers from our partners are designed to help people consolidate their credit card debt onto one card, thus saving money on interest charges. Some of the credit card offers below even feature a low introductory 0% APR interest rate on credit card balance transfers.

Citi ThankYou® Preferred Card
Email offer
Citi ThankYou® Preferred Card

At Citi's
secure site

--OR--

Call Citi at
877-321-5732

Citi ThankYou® Preferred Card
  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
  • 1 ThankYou Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
  • See complete Citi ThankYou® Preferred Card details
Balance Transfers Regular APR Annual Fee  Potential Savings Estimate*
Intro APR Intro APR Period Fee
0%* 15 months* 3.00% 12.99%-22.99%* (Variable) $0*

The Carnival™ MasterCard®
Email offer
The Carnival MasterCard

At Barclaycard's
secure site

The Carnival MasterCard Application
  • 0% Intro APR for 15 months for each Balance Transfer made within 45 days of account opening and a variable rate of 13.99%, 16.99% or 20.99% APR thereafter, depending on creditworthiness
  • Earn 5,000 bonus points when you use your card for the first time
  • Earn Double points on any Carnival™ purchase
  • Earn 1 point per $1 spent everywhere else
  • Redeem points for cruises on Carnival™ or other eligible World's Leading Cruise Lines vacations, hotel or flight discounts, onboard gifts and services, merchandise or gift cards
  • No Annual Fee
  • Please see terms and conditions for complete details
  • See complete The Carnival™ MasterCard® details
Balance Transfers Regular APR Annual Fee  Potential Savings Estimate*
Intro APR Intro APR Period Fee
0% 15 months 4.00% 13.99%, 16.99% or 20.99%* (Variable) $0

BankAmericard Cash Rewards™ Credit Card
Email offer
BankAmericard Cash Rewards Credit Card

At Bank of America's
secure site

--OR--

Call Bank of America at
877-831-6028

BankAmericard Cash Rewards Credit Card Application
  • Online-exclusive $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on purchases everywhere, every time
  • 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter
  • No annual fee
  • No changing categories and your rewards do not expire
  • Bank of America customers: Get an ongoing 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% variable APR
  • See complete BankAmericard Cash Rewards™ Credit Card details
Balance Transfers Regular APR Annual Fee  Potential Savings Estimate*
Intro APR Intro APR Period Fee
0%* 12 billing cycles for qualifying balance transfers* 3.00% 12.99% - 22.99% Variable* on purchases & balance transfers $0

Barclaycard® Ring MasterCard® - 1% Back on Balance Transfers
Email offer
Barclaycard Ring MasterCard - 1% Back on Balance Transfers

At Barclaycard's
secure site

Barclaycard Ring MasterCard - 1% Back on Balance Transfers Application
  • Get a 1% Statement Credit back on the amount of balance transfers made in the first 60 days of account opening
  • No Balance Transfer Fees - start saving immediately!
  • A low 8% variable APR on balance transfers and purchases
  • No Annual Fees
  • Choose your card benefits and features
  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
  • Learn more about personal finance from Barclaycard and other members
  • See complete Barclaycard® Ring MasterCard® - 1% Back on Balance Transfers details
Balance Transfers Regular APR Annual Fee  Potential Savings Estimate*
Intro APR Intro APR Period Fee
None None 0.00% 8.00% (Variable) $0

The US Airways® Premier World MasterCard®
Email offer
The US Airways® Premier World MasterCard®

At Barclaycard's
secure site

The US Airways® Premier World MasterCard® Application
  • Earn 40,000 bonus miles after your first purchase and payment of the $89 annual fee*
  • First checked bag free on eligible bags for you and up to four companions on domestic US Airways operated flights
  • One companion certificate good for up to 2 guests to travel with you on a US Airways operated flight at $99 each, plus taxes and fees
  • Priority boarding Zone 2 on US Airways operated flights
  • Redeem miles for award travel on US Airways and American Airlines booked through usairways.com or US Airways Reservations
  • Earn miles on every purchase with 2 miles for every $1 you spend on US Airways purchases and 1 mile for every $1 on purchases everywhere else
  • Please see terms and conditions for complete details
  • See complete The US Airways® Premier World MasterCard® details
Balance Transfers Regular APR Annual Fee  Potential Savings Estimate*
Intro APR Intro APR Period Fee
0% 15 months 3.00% 15.99%, 19.99% or 24.99%* Variable $89

Blue Cash Everyday® Card from American Express
Email offer
Blue Cash Everyday Card from American Express

At American Express's
secure site

--OR--

Call American Express at
877-915-6432

Blue Cash Everyday Card from American Express Application
  • Get $100 back after you spend $1,000 on purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
  • Earn Cash Back: 3% US supermarkets up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • No Annual Fee. A Credit Card that gives you cash back with a 0% Intro APR Offer on purchases and balance transfers for 15 months.
  • After that, your APR will be a variable rate, currently 12.99%-21.99% based on your creditworthiness and other factors.
  • Terms and restrictions apply.
  • See complete Blue Cash Everyday® Card from American Express details
Balance Transfers Regular APR Annual Fee  Potential Savings Estimate*
Intro APR Intro APR Period Fee
0% 15 months 3.00% 12.99% - 21.99% Variable $0

Chase Freedom®
Email offer
Chase Freedom®

At Chase's
secure site

Chase Freedom®
  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 5% Cash Back on up to $1,500 in combined purchases between October 1 — December 31, 2014 at Amazon.com, Zappos.com and select department stores
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99%-22.99%
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire
  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • See complete Chase Freedom® details
Balance Transfers Regular APR Annual Fee  Potential Savings Estimate*
Intro APR Intro APR Period Fee
0% 15 months 3.00% 13.99%-22.99% (Variable) $0

Blue Cash Preferred® Card from American Express
Email offer
Blue Cash Preferred® Card from American Express

At American Express's
secure site

--OR--

Call American Express at
877-915-6641

Blue Cash Preferred® Card from American Express
  • Get $150 back after you spend $1,000 on purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • A credit card that gives you cash back with a 0% Intro APR Offer on purchases and balance transfers for 15 months.
  • After that, your APR will be a variable rate, currently 12.99%-21.99% based on your creditworthiness and other factors.
  • Terms and restrictions apply.
  • See complete Blue Cash Preferred® Card from American Express details
Balance Transfers Regular APR Annual Fee  Potential Savings Estimate*
Intro APR Intro APR Period Fee
0% 15 months 3.00% 12.99% - 21.99% Variable $75

Discover it®
Email offer
Discover it

At Discover's
secure site

--OR--

Call Discover at
877-360-3730

Discover it Application
  • 0% intro APR on purchases & balance transfers for 14 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • Over 5,000 cardmembers rated 4.8 out of 5 stars* and now Discover "Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie" by J.D. Power*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • 100% U.S.- based customer service—anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
  • See complete Discover it® details
Balance Transfers Regular APR Annual Fee  Potential Savings Estimate*
Intro APR Intro APR Period Fee
0% 14 months 3.00% 10.99% - 22.99% Variable* $0

The Amex EveryDaySM Preferred Credit Card from American Express
Email offer
The Amex EveryDay Preferred Credit Card from American Express

At American Express's
secure site

--OR--

Call American Express at
877-915-6742

The Amex EveryDay Preferred Credit Card from American Express Application
  • Earn 15,000 points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Earn 50% more points: Make 30 or more purchases with your Card in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.
  • 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
  • The Amex EveryDay Preferred Card comes with the security and 24/7 service of American Express.
  • Terms and limitations apply.
  • See complete The Amex EveryDaySM Preferred Credit Card from American Express details
Balance Transfers Regular APR Annual Fee  Potential Savings Estimate*
Intro APR Intro APR Period Fee
0% 15 months 3.00% 12.99%-21.99% (Variable) $95


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* See the online balance transfer credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now" button you can review the credit card terms and conditions on the issuer's web site.


 
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