Balance Transfer Credit Cards

The following balance transfer credit card offers from our partners are designed to help people consolidate their credit card debt onto one card, thus saving money on interest charges. Some of the credit card offers below even feature a low introductory 0% APR interest rate on credit card balance transfers.

See offers from our partners below.

 APPLY ONLINE

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening – redeemable for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment. 1 ThankYou Point on other purchases
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
  • See complete Citi ThankYou® Preferred Card — Earn 20,000 Bonus Points details
 APPLY NOW

at Citi's
secure site

--OR--

Call Citi at
877-266-0895


Credit Needed
Excellent Credit
  • Balance Transfers
    Intro APR
    0%*
    Balance Transfers
    Intro APR Period
    12 months*
    Balance Transfer
    Fee
    3.00%
    Regular
    APR
    12.99% - 22.99%* (Variable)
    Annual
    Fee
    $0*
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

Credit Needed
Excellent Credit
  • Earn a $100 cash back bonus after first purchase in the first 90 days of account opening
  • Earn up to 10% cash back on eligible purchases at participating online shopping and travel partners through Upromise.com
  • Earn 5% cash back on your total eligible restaurant bill from participating Upromise restaurants
  • Earn 2% cash back on eligible in-store department store and movie theater locations
  • Earn 1% cash back on all other purchases
  • See complete Upromise World MasterCard® details
 APPLY NOW

at Barclaycard's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    15 months, made within the first 45 days of account opening
    Balance Transfer
    Fee
    3.00%
    Regular
    APR
    13.99%, 19.99% or 22.99%* Variable
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

Credit Needed
Excellent Credit
  • No Balance Transfer Fees - start saving immediately!
  • A low 8% variable APR on balance transfers and purchases
  • No Annual Fees
  • Choose your card benefits and features
  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
  • Learn more about personal finance from Barclaycard and other members
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
  • See complete Barclaycard® Ring MasterCard® details
 APPLY NOW

at Barclaycard's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers
    Intro APR
    None
    Balance Transfers
    Intro APR Period
    None
    Balance Transfer
    Fee
    0.00%
    Regular
    APR
    8.00% (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
  • See complete BankAmericard Cash Rewards™ Credit Card details
 APPLY NOW

at Bank of America's
secure site

--OR--

Call Bank of America at
877-831-6028


Credit Needed
Excellent Credit
  • Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    12 billing cycles for qualifying balance transfers
    Balance Transfer
    Fee
    3.00%
    Regular
    APR
    12.99% - 22.99% Variable on purchases & balance transfers
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
  • 0% intro APR on purchases & balance transfers for 14 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • New Freeze It℠ on/off switch lets you prevent new purchases, cash advances and balance transfers. Freeze or unfreeze your account in seconds via our website or mobile app.*
  • 5% cash back in categories that change each quarter up to the quarterly maximum when you sign up.* Plus, 1% cash back on all other purchases.
  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
  • No annual fee, no late fee for your first late payment, APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
  • 100% U.S.- based customer service— day or night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
  • See complete Discover it® details
 APPLY NOW

at Discover's
secure site

--OR--

Call Discover at
877-360-3730


Credit Needed
Excellent Credit
  • Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    14 months
    Balance Transfer
    Fee
    3.00%
    Regular
    APR
    10.99% - 22.99% Variable*
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

Credit Needed
Excellent Credit
  • Online-exclusive $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • All 30 team cards are available, customized with your favorite team's colors and logo
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter
  • No annual fee†
  • No changing categories and your rewards do not expire
  • Bank of America customers: Get a 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% variable APR
  • See complete MLB® BankAmericard Cash Rewards™ MasterCard® Credit Card details
 APPLY NOW

at Bank of America's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers
    Intro APR
    0%*
    Balance Transfers
    Intro APR Period
    12 billing cycles for qualifying balance transfers*
    Balance Transfer
    Fee
    3.00%
    Regular
    APR
    12.99% - 22.99% Variable* on purchases & balance transfers
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
  • See complete Blue Cash Preferred® Card from American Express details
 APPLY NOW

at American Express's
secure site

--OR--

Call American Express at
877-915-6641


Credit Needed
Excellent Credit
  • Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    15 months
    Balance Transfer
    Fee
    3.00%
    Regular
    APR
    12.99% - 21.99% Variable
    Annual
    Fee
    $75
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

Credit Needed
Excellent/Good
  • Get 0% intro APR on all purchases until August 2016; 10.9%-20.9% variable APR after that
  • Balance transfers also have a 0% intro APR until August 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • Pick the monthly due date that works best for you
  • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts
  • See complete Capital One® Platinum Prestige Credit Card details
 APPLY NOW

at Capital One's
secure site

Credit Needed
Excellent/Good
  • Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    Until 08/2016
    Balance Transfer
    Fee
    3.00%
    Regular
    APR
    10.9% - 20.9% (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Excellent/Good
    Potential Savings Estimate*
 APPLY ONLINE

Credit Needed
Excellent Credit
  • Check for our best online offers
  • No impact to your credit score
  • Find offers in 60 seconds or less
  • Choose from cash back, travel, low interest rate or rewards for paying down your balance
  • Zero liability fraud protection, which helps protect you from fraudulent card transactions
  • Use of our network of financial centers and ATMs
  • Access to our award-winning Online Banking services
  • See complete Bank of America® Card Finder Tool details
 APPLY NOW

at Bank of America's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers
    Intro APR
    See Terms
    Balance Transfers
    Intro APR Period
    See Terms
    Balance Transfer
    Fee
    3.00%
    Regular
    APR
    See Terms
    Annual
    Fee
    See Terms
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

Credit Needed
Fair to Excellent
  • Earn 10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for a $100 cash back statement credit
  • 0% promotional APR for 6 months on ALL ticket purchases from a team ticket office. After that, a variable APR currently 14.99%, 19.99% or 24.99%, based on your credit worthiness
  • Earn 2 points per $1 on NFL or team purchases - game tickets, in-stadium and at team Pro Shops - and 1 point per $1 on all other purchases
  • 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
  • Redeem points for VIP NFL experiences, game tickets or 1% cash back statement credits beginning at 2,500 points for a $25 statement credit
  • All 32 team cards are available, customized with your favorite team's colors and logo
  • 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that a variable APR, currently 14.99%, 19.99% or 24.99%, based on your creditworthiness
  • See complete NFL Extra Points Credit Card details
 APPLY NOW

at Barclaycard's
secure site

Credit Needed
Fair to Excellent
  • Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    15 months (must be completed within first forty-five days of account opening)
    Balance Transfer
    Fee
    3.00%
    Regular
    APR
    14.99%, 19.99% or 24.99%* Variable
    Annual
    Fee
    $0
    Credit Needed
    Fair to Excellent
    Potential Savings Estimate*
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