Balance Transfer Credit Cards

Picking a balance transfer credit card can be confusing. But this latest listing of card offers, along with our Transfer Savings Estimator, shows how much you can save. Whether you're consolidating other credit card balances, or simply moving one balance to a new card, the Savings Estimator factors in any introductory rate, how long you'll keep the balance and any balance transfer fee. So check out this list of offers from our partners and find the one that's best for you.

See offers from our partners below.

Ad Choices Image
 APPLY ONLINE

at Citi's
secure site

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 13.24%-23.24% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • 24/7 access to Citi® Concierge for help in booking hotels, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
  • Free access to FICO® Scores*
  • See additional Citi® Diamond Preferred® Card details
 APPLY NOW

at Citi's
secure site

or call Citi at
877-342-7930


Credit Needed
Excellent/Good
  • Balance Transfers Intro APR
    0%* for 21 months*
    Balance Transfer Fee
    3.00%
    Regular APR
    13.24% - 23.24%* (Variable)
    Annual Fee
    $0*
    Credit Needed
    Excellent/Good
    Potential Savings Estimate*
 APPLY ONLINE

at Chase's
secure site

Credit Needed
Excellent/Good
  • Unlimited 1.5% cash back on every purchase — it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash — any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
  • See additional Chase Freedom Unlimited℠ details
 APPLY NOW

at Chase's
secure site

Credit Needed
Excellent/Good
  • Balance Transfers Intro APR
    0% for 15 months
    Balance Transfer Fee
    5.00%
    Regular APR
    15.49% - 24.24% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
    Potential Savings Estimate*
 APPLY ONLINE

at Wells Fargo's
secure site

Credit Needed
Excellent/Good
  • Earn 3X points at U.S. gas stations, 2X points at U.S. restaurants, 1X point on other purchases
  • 0% Intro APR for 15 months on purchases and balance transfers, then a 13.74%-25.74% variable APR; balance transfer fees apply
  • $0 Annual Fee
  • Enjoy exclusive offers on airline tickets, hotels, car rentals, and cruises
  • Redeem points for travel, gift cards, cash redemption options or merchandise through Go Far™ Rewards
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Propel American Express® Card
  • Earn an annual relationship bonus of 10% on non-bonus rewards points if you maintain a qualifying Wells Fargo account
  • Select "Apply Now" to learn more about the product features, terms, and conditions
  • See additional Wells Fargo Propel American Express® Card details
 APPLY NOW

at Wells Fargo's
secure site

Credit Needed
Excellent/Good
  • Balance Transfers Intro APR
    0% for 15 months
    Balance Transfer Fee
    5.00%
    Regular APR
    13.74%-25.74% (Variable)
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
    Potential Savings Estimate*
 APPLY ONLINE

at Citi's
secure site

Credit Needed
Excellent/Good
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 14.24% - 24.24% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
  • See additional Citi® Double Cash Card details
 APPLY NOW

at Citi's
secure site

Credit Needed
Excellent/Good
  • Balance Transfers Intro APR
    0% for 18 months*
    Balance Transfer Fee
    3.00%
    Regular APR
    14.24% - 24.24%* (Variable)
    Annual Fee
    $0*
    Credit Needed
    Excellent/Good
    Potential Savings Estimate*
 APPLY ONLINE

at Barclaycard's
secure site

Credit Needed
Excellent / Good
  • Earn 5,000 bonus points after you spend $1,000 on purchases in the first 90 days.
  • Earn 3 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking.
  • Points awarded in your TrueBlue account don't expire.
  • Earn and share points together with Family Pooling.
  • 50% savings on eligible inflight purchases like cocktails and food on JetBlue-operated flights
  • No foreign transaction fees
  • Chip technology & $0 Fraud Liability protection
  • See additional JetBlue Card details
 APPLY NOW

at Barclaycard's
secure site

Credit Needed
Excellent / Good
  • Balance Transfers Intro APR
    0% introductory APR for First 12 billing cycles following each balance transfer that posts to account within 45 days of acco
    Balance Transfer Fee
    3.00%
    Regular APR
    12.49%, 20.49% or 25.49% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent / Good
    Potential Savings Estimate*
 APPLY ONLINE

at Chase's
secure site

Credit Needed
Excellent/Good
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Unlimited 1% cash back on all other purchases — it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Enjoy new 5% categories every 3 months
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
  • See additional Chase Freedom® details
 APPLY NOW

at Chase's
secure site

Credit Needed
Excellent/Good
  • Balance Transfers Intro APR
    0% for 15 months
    Balance Transfer Fee
    5.00%
    Regular APR
    15.49% - 24.24% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
    Potential Savings Estimate*
 APPLY ONLINE

at U.S. Bank's
secure site

Credit Needed
Excellent Credit
  • Earn unlimited 1.5% cash back on eligible net purchases
  • New cardmember bonus: $100 after you spend $500 in eligible net purchases in the first 90 days you have the card
  • 0% Intro APR on balance transfers for 12 billing cycles. After that, a variable APR currently 14.74% - 23.74%
  • Unlimited cash back
  • Cash back never expires
  • No annual fee
  • Great Offer for Customers of U.S. Bank, a 2017 World's Most Ethical Company® - Ethisphere Institute, March 2017
  • See additional U.S. Bank Cash 365™ American Express® Card details
 APPLY NOW

at U.S. Bank's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0%* for 12 billing cycles*
    Balance Transfer Fee
    3.00%
    Regular APR
    14.74% - 23.74%* (Variable)
    Annual Fee
    $0*
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Citi's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Earn 15,000 bonus points after $1,000 in purchases made with your card in the first 3 months the account is open.*
  • 0% intro APR on Purchases and Balance Transfers for 12 months. After that, the variable APR will be 14.24%-24.24% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
  • 2 ThankYou® Points per dollar spent on dining at restaurants and entertainment
  • 1 ThankYou® Point on other purchases
  • Points earned with this card do not expire and there is no limit to the amount of points you can earn.
  • Redeem ThankYou Points for merchandise, travel rewards and gift cards.
  • No annual fee*
  • See additional Citi ThankYou® Preferred Card details
 APPLY NOW

at Citi's
secure site

or call Citi at
877-266-0895


Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0%* for 12 months*
    Balance Transfer Fee
    3.00%
    Regular APR
    14.24% - 24.24%* (Variable)
    Annual Fee
    $0*
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at U.S. Bank's
secure site

Credit Needed
Excellent Credit
  • 0% Intro APR on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 10.74% - 22.74%
  • Great Offer for Customers of U.S. Bank, a 2017 World's Most Ethical Company® - Ethisphere Institute, March 2017
  • No Annual Fee
  • Flexibility to choose a payment due date that fits your schedule
  • Fraud Protection: receive notifications of unusual activity, plus zero fraud liability for fraudulent charges
  • See additional U.S. Bank Visa® Platinum Card details
 APPLY NOW

at U.S. Bank's
secure site

Credit Needed
Excellent Credit
  • Balance Transfers Intro APR
    0%* for 15 billing cycles*
    Balance Transfer Fee
    3.00%
    Regular APR
    10.74% - 22.74%* (Variable)
    Annual Fee
    $0*
    Credit Needed
    Excellent Credit
    Potential Savings Estimate*
 APPLY ONLINE

at Bank of America's
secure site

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.49% - 23.49% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • See additional BankAmericard Cash Rewards™ Credit Card details
 APPLY NOW

at Bank of America's
secure site

or call Bank of America at
877-831-6028


Credit Needed
Excellent/Good
  • Balance Transfers Intro APR
    0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
    Balance Transfer Fee
    3.00%
    Regular APR
    13.49% - 23.49% Variable APR on purchases and balance transfers
    Annual Fee
    $0
    Credit Needed
    Excellent/Good
    Potential Savings Estimate*
Show More Results

Join the Discussion


We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, we ask that you do not disclose confidential or personal information such as your bank account number, phone number, or email address. Keep in mind that anything you post may be disclosed, published, transmitted or reused.

The comments posted below are not provided, reviewed or approved by the card issuers or advertisers. Additionally, the card issuer or advertiser does not assume responsibility to ensure that all posts and/or questions are answered.