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Credit Cards and Prepaid Debit Cards for People with Bad Credit

The following Credit Cards and Prepaid Debit Cards, some of which are fee based, are for People with Bad Credit or less than perfect credit. Simply getting a credit card will not help you build, re-build or re-establish your credit history. Making on-time minimum payments with all of your creditors and maintaining your account balances below the credit limits is the key to changing your financial future. Choose from both secured and unsecured credit card offers below.

Search through the Credit Cards for people with bad credit below.

Compare Credit Cards and Prepaid Debit Cards for People with Bad Credit
Compare offers side by side in order to determine which card is best for you.

Apply Online for Credit Cards and Prepaid Debit Cards for People with Bad Credit
Apply for the Credit Card of your choice by filling out a secure online application.

Bad Credit Credit Cards | Secured Credit Cards

BabyPhat Prepaid Visa® RushCard

Guaranteed approval*, no credit or Chexsystems checks
No overdraft fees or minimum balances
Get your tax refund 2-4 weeks faster with Free Direct Deposit
Online bill pay - send checks to anyone
Monthly Cash Back Rewards*
Free credit builder and text alerts
Card to card transfers (between RushCard members)
Save up to 85% on prescriptions with RushCard's Free Prescription Discount Card

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	None*	N/A*	No Credit Check*

ACE Visa Prepaid Debit Card

No application fee and no obligation
No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
No overdraft fees or minimum balances
Free direct deposit of your paycheck or government check
Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
Earning your trust since 1968

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	As low as $0*	N/A*	No Credit Check*

AccountNow^® Prepaid Visa^® Card

100% Guaranteed Approval*
$0 Activation Fee
Free Credit Builder
Free Bill Pay
Free Direct Deposit
No Overdraft Fees or Minimum Balance Required
$25 Cash Bonus when you use direct deposit
New iAdvance^SM loan option

Intro APR	Intro APR Period	Regular APR	Monthly Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	as low as $2.50*	N/A*	No Credit Check*

Orchard Bank Classic MasterCards

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	7.90%-19.90%*	$39-$79*	Yes*	Fair Credit*

Centennial® Credit Card

Convenient 24-hour account access by phone
Use your card everywhere MasterCard®/Visa® cards are accepted (subject to available credit)
Monthly reporting to major Consumer Reporting Agencies
The past is behind you. You may be eligible for this credit card
Reasonable credit limit can help you spend smarter
See website for complete terms and conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
See website*	See website*	See website*	See website*	N/A*	Bad Credit*

First PREMIER^® Bank Gold Credit Card

Send no money today - Pay your Processing Fee over time if approved
Reports monthly to the major Consumer Reporting Agencies
Access your account by phone at any time, day or night
Apply now - Know now - Credit responses in seconds
See website for complete terms and conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
See Website*	See Website*	See Website*	See Website*	N/A*	Bad Credit*

	Secured Credit Cards
	Following is a list of Secured Credit Cards. A Secured Credit Card opens a savings account as security for your line of credit.

Bad Credit Credit Cards | Secured Credit Cards

First PREMIER® Bank Secured Credit Card

You establish your credit limit - From $200 minimum up to $5000
Reports monthly to the major Consumer Reporting Agencies
See website for complete terms and conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	See website*	See website*	N/A*	Bad Credit*

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* See the online credit cards for people with bad credit applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.

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		Tuesday, February 9th 2010