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Credit Cards and Prepaid Debit Cards for People with Bad Credit
The following Credit Cards and Prepaid Debit Cards, some of which are fee based, are for People with Bad Credit or less than perfect credit. Simply getting a credit card will not help you build, re-build or re-establish your credit history. Making on-time minimum payments with all of your creditors and maintaining your account balances below the credit limits could be a key to rebuilding your credit history. Prepaid Debit Cards are not credit cards. Prepaid Debit Cards do not provide a line of credit and do not help you build, re-build, or re-establish your credit history. Choose from both secured and unsecured credit card offers, and prepaid card offers below.
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Search through the Credit Cards for Bad Credit below.
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Compare credit card offers in order to determine which card is best for you.
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Apply for the Credit Card of your choice by filling out a secure online application.
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- Click "APPLY HERE" to apply online or call 1-866-927-5828
- Get the credit you need with no processing fees or application fees
- Automatic reporting to the 3 major credit bureaus
- Track credit with access to your credit score and other tools
- Your refundable security deposit can get you a line up to $3000
- You may qualify for credit line increases with no further security deposit required
- Use it like any MasterCard credit card, accepted at millions of locations worldwide
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
22.9% (V)* |
$29.00* |
Yes* |
Bad Credit* |
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- If approved, pay your $95 Processing Fee to open your account and access your $300 credit limit
- Reports to the major Consumer Reporting Agencies
- Confidential online application process
- Pay no interest on purchases by paying your balance in full each month
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
See website* |
See website* |
N/A* |
Fair/Bad Credit* |
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- As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
- Free Direct Deposit - paychecks are available up to two days faster*
- Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
- No credit check, No application fee, No obligation*
- Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
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| Intro APR |
Intro APR Period |
Regular APR |
Monthly Fee (up to) |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$9.95* |
N/A* |
No Credit Check* |
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- If approved, pay your $95 Processing Fee to open your account and access your available credit
- Responsible account management (making timely monthly payments with all creditors and keeping balances within the limits) may help rebuild credit history
- Reports your credit history to the major Consumer Reporting Agencies
- This is a credit card, not a debit card or prepaid card
- A Gold credit card offer for those with less than perfect credit.
- Apply for a credit card today - Get a response today!
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
See website* |
See website* |
N/A* |
Fair/Bad Credit* |
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- New - Choose your card design at no extra cost
- Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
- Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.*
- Free Direct Deposit, Online bill pay, Earn rewards.
- No credit check, No bounced check fees, No overdraft fees - Ever
- Travel, rent cars, reserve hotels, shop online safely.
- Unbelievable customer service.
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| Intro APR |
Intro APR Period |
Regular APR |
Monthly Fee (up to) |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$7.95* |
N/A* |
No Credit Check* |
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- Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit).
- A credit card offer for those with less than perfect credit
- Reports your credit history to the major Consumer Reporting Agencies
- Optional Payment Protection Available
- You may be able to reestablish your credit history by making timely minimum payments with all creditors and keeping your account balances below the credit limits.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
See website* |
See website* |
N/A* |
Fair/Bad Credit* |
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- If approved, pay your $95 Processing Fee to open your account and access your $300 credit limit
- A good choice for those with less than perfect credit.
- This is a credit card, not a debit card or prepaid card
- Optional Payment Protection available
- Acceptance at millions of locations worldwide (subject to available credit)
- Monthly reporting to major Consumer Reporting Agencies. Apply now!
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
See website* |
See website* |
N/A* |
Fair/Bad Credit* |
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- 100% Guaranteed Approval* - No Credit Check
- $0 Activation Fee
- $25 bonus with Free direct deposit§
- Shop online & Pay bills online
- Up to $10,000 balance limit
- Deposits are FDIC insured
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
up to $9.95 monthly* |
N/A* |
No Credit Check* |
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- Similar to a checking account with a Visa prepaid card
- Save up to $220 compared with other cards, the first year alone
- 100% approval with no credit check and no activation fee
- $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
- Free Direct Deposit from employers or deposit cash at 50,000 retailers
- Write personal checks online: easy to pay rent or other bills
- Earn 1,500 cash back reward points for you first direct deposit load
- Optional companion card available, as if you had a joint checking
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| Intro APR |
Intro APR Period |
Regular APR |
Monthly Fee (up to) |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$4.95* |
N/A* |
No Credit Check* |
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- If approved, pay your $95 Processing Fee to open your account and access your $300 credit limit
- Applying for a credit card could be easier than you think
- Once your account is open, you may have the chance to personalize your credit card
- You may be able to rebuild your credit if you do the following: make on-time monthly payments and keep your balances under the limits with all your creditors
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
See website* |
See website* |
N/A* |
Fair/Bad Credit* |
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* See the online credit cards for people with bad credit applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
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