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Monday, June 17th 2013

Credit Cards and Prepaid Debit Cards for People with Bad Credit

Simply getting a credit card will not help you build, re-build or re-establish your credit history. Making on-time minimum payments with all of your creditors is one key to rebuilding your credit history. Prepaid debit cards, unlike credit cards, do not provide a line of credit and do not influence your credit history. Choose from secured and unsecured credit cards, and prepaid card offers below - some of them are fee-based.

Capital One® Secured MasterCard® Email offer
Capital One Secured MasterCard

At Capital One's
secure site

--OR--

Call Capital One at
888-825-2191

Capital One Secured MasterCard
  • Build credit with responsible use with no processing or application fees
  • Regular reporting to the 3 major credit bureaus
  • Monitor credit with access to a credit score and other tools
  • Your security deposit can get you a line up to $3,000
  • You may qualify for a credit line increase based on your payment history and creditworthiness
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 22.9% (V) $29 Bad Credit

PayPower™ Visa® Prepaid Card Email offer
PayPower Visa Prepaid Card

At PayPower's
secure site
PayPower Visa Prepaid Card Application
  • $0 activation fee when you signup online!
  • Earn $20 with free direct deposit of your employer paychecks on to your PayPower card
  • Earn $30 when you direct deposit your government benefits checks on to your PayPower card
  • Refer a friend and earn $20 when they sign up
  • No Credit Check, Overdraft Fees, Minimum balances or existing bank account required
  • Use everywhere Visa debit cards are accepted, including online and at ATM's
  • Safe and secure alternative to cash and funds are protected by the Visa Zero Liability policy
  • Free online bill pay, customer service, and card to card transactions
Purchases Balance Transfers Regular APR Monthly Fee (up to) Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A N/A $5.95* No Credit Check

First PREMIER® Bank MasterCard® Credit Card Email offer
First PREMIER® Bank MasterCard® Credit Card

At First PREMIER® Bank's
secure site
First PREMIER® Bank MasterCard® Credit Card
  • Checking Account Required
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
  • Reports to the major Consumer Reporting Agencies.
  • Easy Application process!
  • Pay no interest on purchases by paying your balance in full each month
  • If approved, once your account is opened you will have access to millions of merchants worldwide (subject to available credit)
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A* N/A* N/A* N/A* See website* See website* Fair/Bad Credit*

Western Union® MoneyWise™ Prepaid MasterCard® Email offer
Western Union MoneyWise Prepaid MasterCard Applicaiton

At Western Union's
secure site
Western Union MoneyWise Prepaid MasterCard Application
  • No Checking Account or Credit Check Required
  • Payroll and Government Benefit Direct Deposit — Get a $10 Bonus*!
  • Reloadable*
  • Protected by MasterCard's Zero Liability Policy*
  • *See Site for Details
Purchases Balance Transfers Regular APR Monthly Fee (up to) Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A N/A $0* No Credit Check

Prepaid Visa® Classic RushCard Email offer
Prepaid Visa Classic RushCard

At RushCard's
secure site
Prepaid Visa Classic RushCard Application
  • Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
  • Choose from multiple fee plan options, and switch for free.
  • Transfer money to another RushCard member for just $0.99.
  • No overdraft fees.
  • Your money is covered by Visa Zero Liability protection. *Certain restrictions apply. See card site for details.
  • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A N/A Variable Monthly Fees No Credit Check

BuyRight Prepaid MasterCard® Email offer
BuyRight Prepaid MasterCard

At BuyRight's
secure site
BuyRight Prepaid MasterCard Application
  • Get access to your money up to 2 days faster* with Free Direct Deposit
  • New - Choose your card design at no cost
  • Guaranteed Rewards - Earn when you spend for Prepaid Cell Minutes, iTunes, RedBox, Starbucks and More**
  • Online Billpay - pay bills, rent, or write personal checks
  • No credit check, No bounced check fees, No overdraft fees - Ever!
  • Travel in style - Rent cars, reserve hotels, shop online safely.
Purchases Balance Transfers Regular APR Monthly Fee (up to) Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A N/A $7.95* No Credit Check

First Progress Platinum Prestige MasterCard® Secured Credit Card Email offer
First Progress Platinum Prestige MasterCard Secured Credit Card

At First Progress's
secure site
First Progress Platinum Prestige MasterCard Secured Credit Card
  • Nationwide Program - though not yet available in NY, IA, AR, or WI
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Get Your Deposit Back at Any Time
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • No Credit History or Minimum Credit Score Required for Approval
  • 24/7 Access to Your Account Online
  • New! See if you are Pre-Approved in sixty seconds or less — with no harm to your Credit Score!
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 11.99% (Variable) $44 Bad Credit

First PREMIER® Bank Gold Credit Card Email offer
First PREMIER® Bank Gold Credit Card

At First PREMIER® Bank's
secure site
First PREMIER® Bank Gold Credit Card
  • Must have checking account to qualify
  • Apply today and if approved, simply pay a Processing Fee to begin enjoying your available credit.
  • Responsible account management (making timely monthly payments with all creditors and keeping balances within the limits) may help rebuild credit history
  • Reports your credit history to the major Consumer Reporting Agencies
  • This is a credit card - not a debit or prepaid card
  • A Gold credit card offer for those with less than perfect credit.
  • Apply for a credit card today - Get a response today!
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A* N/A* N/A* N/A* See website* See website* Fair/Bad Credit*

Pre-Qualified Credit Card by First PREMIER® Bank Email offer
Pre-Qualified Credit Card by First PREMIER Bank

At First PREMIER® Bank's
secure site
Pre-Qualified Credit Card by First PREMIER Bank Application
  • Easy 3-Step Pre-Qualification offer.
  • First PREMIER Bank's credit card selector may be able to find the offer that best suits your needs.
  • Enjoy online bill pay, unlimited online account access and paperless statements for a small, one-time fee
  • Monthly reporting to the major Consumer Reporting Agencies
  • Rebuild your credit history by making on-time monthly minimum payments and keeping your balances under their limits with all your creditors.
  • Chance for credit limit increases after your account has been opened for 13 months and kept in good standing.
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A* N/A* N/A* N/A* See website* See website* Fair/Bad Credit*

Continental Finance Matrix Hybrid Credit Card Email offer
Continental Finance Matrix Hybrid Credit Card

At Continental Finance Company's
secure site
Continental Finance Matrix Hybrid Credit Card Application
  • The Continental Finance Matrix Credit Card accepts individuals of all credit types
  • No application fees or processing fees
  • Use your card at locations everywhere Discover® is accepted
  • Free online account access 24/7
  • Fast and easy application process; results provided in seconds
  • Build positive credit by making monthly payments on time
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A See Terms See Terms Bad Credit

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* See the online credit cards for people with bad credit applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.

 
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