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0% APR Credit Cards
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The primary benefit of a 0% APR credit card is the introductory 0% APR interest rate. This rate is available anywhere from 3 to 12 months from when the credit card account is opened, and depending on the card offer, it will be applied to new purchases, balance transfers or both. Compare the best 0% credit card for you and apply online. |
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Search through the 0% APR Credit Cards below.
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Compare offers side by side in order to determine which card is best for you.
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Apply for the Credit Card of your choice by filling out a secure online application.
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- 3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
- Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
- Up to an additional 20% cash back at select merchants when you shop online through Chase
- 0% Intro APR and No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 6 months on purchases; up to 12 months on balance transfers* |
as low as 12.99% Variable* |
None* |
Yes* |
Good Credit* |
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- Click "APPLY HERE" to apply online or call 866-592-0808
- 1.25 miles per dollar on every purchase, every day
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
- Use rewards for travel, merchandise, gift cards and more
- 0% intro APR on purchases until February 2011
- No foreign transaction fees
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases* |
until February 2011* |
13.90% (V)* |
None* |
Yes* |
Excellent Credit* |
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- 0% APR on Balance Transfers for a FULL 12 months
- 0% APR on Purchases for a FULL 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months on Balance Transfers; 6 months on Purchases* |
as low as 11.99% (V)* |
None* |
Yes* |
Excellent Credit* |
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- 0% APR on Purchases for a full 9 months
- 0% APR on Balance Transfers for a full 12 months
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Balance Transfers |
Credit Needed |
| 0%* |
9 months on Purchases; 12 months on Balance Transfers* |
as low as 12.99% (V)* |
N/A* |
Excellent Credit* |
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- 0% APR on balance transfers and purchases for up to 15 months*
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 15 months |
as low as 11.99%* (Variable) |
$0* |
Yes* |
Excellent Credit* |
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- 0% APR for up to 12 months on balance transfers*
- 0% APR for 7 months on purchases*
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter*
- 1 ThankYou Point for every $1 spent on all other purchases*
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 12 months on balance transfers; 7 months on purchases* |
as low as 12.99%* (Variable) |
None* |
Yes* |
Excellent Credit* |
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- 0% APR on balance transfers for up to 15 months*
- Earn unlimited cash back on everything
- Full 1% cash back on all purchases
- Automatically get a check every time you earn $50 cash back
- Average 5% cash back at over 400 leading retailers through the Citi Bonus Cash Center®
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on balance transfers* |
up to 15 months* |
as low as 12.99%* (Variable) |
$0* |
Yes* |
Excellent Credit* |
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- 0% APR on Balance Transfers for a full 12 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers and 2.99% on Purchases* |
12 months on Balance Transfers and Purchases* |
as low as 12.99% (V)* |
None* |
Yes* |
Excellent Credit* |
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- 0% APR on Balance Transfers for a full 12 months
- 0% APR on Purchases for a full 6 months
- Get $50 Cashback Bonus after your first $599 in purchases
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months on Balance Transfers; 6 months on Purchases* |
as low as 12.99% (V)* |
None* |
Yes* |
Excellent Credit* |
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- 0% APR on Balance Transfers and Purchases for a full 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on Purchases and Balance Transfers* |
as low as 11.99% (V)* |
None* |
Yes* |
Excellent Credit* |
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- Click "APPLY HERE" to apply online or call 866-523-0808
- 3 points per dollar spent on eligible Orbitz.com bookings
- Get 1 point per dollar on all other purchases
- Bonus points on eligible Orbitz.com bookings
- No limit on the points you can earn and points don't expire
- Redeem for Travel, Merchandise, Gift Cards and more
- Earn travel quickly with low redemption minimums
- 250 point refueling bonus when you redeem points for awards
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on purchases* |
until February 2011* |
13.90% (V)* |
None* |
Yes* |
Excellent Credit* |
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- 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
- Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases
- Flexible redemption options for travel, gift cards, or cash
- Double Miles through our exclusive online shopping site
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on purchases & balance transfers* |
as low as 11.99%* |
None* |
Yes* |
Excellent Credit* |
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- 0% Intro APR for up to 12 months*
- No Annual Fee*
- Pay down balances on your terms with BlueprintSM
- Zero Liability on unauthorized purchases
- E-mail and Text Alerts
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
for up to 12 months* |
as low as 13.24% Variable* |
None* |
Yes* |
Good Credit* |
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* See the online 0% APR credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
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